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40681 Morris Street — Indio — 3 Beds • 2 Baths • 1,630 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+31 more

$495,000

34 DOM

$304/sqft3 bd2 ba1,630 sqftHOA ~113/mo

Call

40681 Morris St Indio, CA 92203

7,840sqft lot

Charming 3 bedroom, 2 bath home located in a desirable HOA community. This property offers great potential and is being sold as-is, making it a wonderful opportunity for buyers looking to personalize their space. Enjoy a cute and comfortable layout perfect for a family along with a relaxing backyard ideal for unwinding or entertaining. The community features convenient guest parking and is ideally situated near local casinos, coffee shops, grocery stores, restaurants, and a nearby hiking trail for outdoor enthusiasts. A great opportunity to own in a well-located neighborhood with plenty of nearby amenities.

MLS 219144428DA

(760) 408-6565 (Office) (760) 984-7272 (Cell) rosiecruz79@yahoo.com

Est. payment

$3,276/mo

Principal & interestTaxesInsuranceHOA

$2,503$516$144$113

Down %

Rate %

Years

Down payment: $99,000 · Total cost: $1,000,076

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,276/mo

Principal & interest: $2,503
Est. property tax: $516
Est. insurance: $144
HOA (normalized / mo): $113
Down payment: $99,000

Est. gross rent$2,063/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,213/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 7, 2026	$500,000	—

Facts & Features

Transaction Data

▼Price Reduced from $500,000 (−$5,000)

HOA Fee$113/monthly

Structure & Property

Year Built2004

Garage Spaces2

(760) 408-6565 (Office) (760) 984-7272 (Cell) rosiecruz79@yahoo.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

40681 Morris Street, Indio, CA 92203

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Call

40681 Morris St Indio, CA 92203

About this home

Rosemarie Rosales

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Rosemarie Rosales

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

40681 Morris Street, Indio, CA 92203

About This Property

Property Photos

40681 Morris St Indio, CA 92203

About this home

Rosemarie Rosales

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Rosemarie Rosales

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.