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78225 Cortez Lane 185 — Indian Wells — 1 Bed • 1 Bath • 576 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 1PM – 3PM

+25 more

$245,000

12 DOM

$425/sqft1 bd1 ba576 sqftHOA ~265/mo

Call

78225 Cortez Ln 185 Indian Wells, CA 92210

534sqft lot

Location! Location! Location! Investor's Special in the best location in Mountain Cove...This lower-level studio is ideally situated in one of the most desirable spots within Mountain Cove--nestled against the mountain and greenbelt, offering rare privacy with serene views of natural landscape instead of neighboring condos.Bring your contractor, this unit is in original condition and ready for a full remodel, presenting an excellent opportunity for investors or buyers looking to customize their own desert retreat. With strong potential, this property could become a high-performing short-term rental or a stylish weekend getaway.Mountain Cove is one of the few communities in the area that still allows short-term rentals (7-day minimum), making it especially appealing for income potential.As an Indian Wells homeowner, you'll also enjoy exclusive resident perks, including complimentary tickets to Residents Day at the BNP Paribas Open, discounted golf at the Indian Wells Golf Resort, and savings at local hotels, spas, and restaurants--plus reduced electric costs through Imperial Irrigation District.Don't miss this chance to own a slice of paradise!

MLS 219145810DA

(760) 773-3958 (Office) (760) 578-3699 (Cell) elise@mooredeserthomes.com

Est. payment

$1,830/mo

Principal & interestTaxesInsuranceHOA

$1,239$255$71$265

Down %

Rate %

Years

Down payment: $49,000 · Total cost: $494,987

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$1,830/mo

Principal & interest: $1,239
Est. property tax: $255
Est. insurance: $71
HOA (normalized / mo): $265
Down payment: $49,000

Est. gross rent$1,021/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-809/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 3, 2026	$245,000	—

Facts & Features

Transaction Data

HOA Fee$265/monthly

Structure & Property

Year Built1972

(760) 773-3958 (Office) (760) 578-3699 (Cell) elise@mooredeserthomes.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

78225 Cortez Lane 185, Indian Wells, CA 92210

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Call

78225 Cortez Ln 185 Indian Wells, CA 92210

About this home

Elise Moore

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Elise Moore

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

78225 Cortez Lane 185, Indian Wells, CA 92210

About This Property

Property Photos

78225 Cortez Ln 185 Indian Wells, CA 92210

About this home

Elise Moore

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Elise Moore

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.