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77765 Cottonwood — Indian Wells — 3 Beds • 3 Baths • 2,774 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+51 more

$1,198,000

1 DOM

$432/sqft3 bd3 ba2,774 sqftHOA ~950/mo

Call

77765 Cottonwood Indian Wells, CA 92210

4,358sqft lot

FURNISHED Modernized DESERT RETREAT located in the highly sought-after Cove at Indian Wells Country Club!! This rare, spacious single-level residence offers three en suite bedrooms plus a den, blending comfort, style, and effortless living along w/ seamless indoor-outdoor living. Designed for both relaxation and entertaining, the home features a private front courtyard with a heated PebbleTec spa and tranquil waterfall, while the rear offers a misted covered patio with a retractable awning—perfect for enjoying the breathtaking WRAPAROUND MOUNTAIN VIEWS!!! Experience true resort-style living every day, with two pools and a tennis court just steps from your backyard, or take a short golf cart ride to the 36 holes at Indian Wells Country Club. Thoughtfully remodeled and refreshed, the home showcases new plank flooring, new baseboards, new interior doors, new designer lighting, new quartz countertops, and fresh interior paint. Additional upgrades include a new water heater, updated kitchen, custom sliding door at the den, new fireplace, closet organizers, and custom window coverings in all bedrooms. A Tesla EV charger and EVOLUTION 4 SEATER GOLF CART INCLUDED!! With its serene, spa-like ambiance and effortless indoor-outdoor flow, this home is the ultimate desert oasis sanctuary. As an added bonus, Indian Wells residents enjoy exclusive perks, including 20% discounts at select local venues and access to five-star resort amenities at the nearby Hyatt.

MLS OC26078525

949-922-1743 (Office) michelle4vegasreos@gmail.com

Est. payment

$8,605/mo

Principal & interestTaxesInsuranceHOA

$6,058$1,248$349$950

Down %

Rate %

Years

Down payment: $239,600 · Total cost: $2,420,386

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,605/mo

Principal & interest: $6,058
Est. property tax: $1,248
Est. insurance: $349
HOA (normalized / mo): $950
Down payment: $239,600

Est. gross rent$4,992/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,613/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.