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631 7th St 13 — Imperial Beach — 2 Beds • 1 Bath • 1,003 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+19 more

$499,000

19 DOM

$498/sqft2 bd1 ba1,003 sqftHOA ~235/mo

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631 7th St 13 Imperial Beach, CA 91932

VA APPROVED! Rarely available 2 bed 1 bath condo in Imperial Beach with a spacious, functional layout and laminate flooring throughout. The kitchen has been thoughtfully remodeled with a custom backsplash, butcher block countertops, and newer appliances, giving the space a fresh, modern feel. The entire unit has also been recently repainted, making it truly move-in ready. Additional features include a full-size washer and dryer replaced in October 2021 and a water heater replaced in June 2020. Both bedrooms offer comfortable space and great natural light. The unit includes two dedicated side-by-side parking spaces with storage in a gated underground garage. Ideally located less than a mile from the beach, 15 minute drive to Coronado, close to local shops, dining, walking/biking trails, and several naval bases.

MLS 260006963SD

619-796-9100 (Office) 619-679-1206 (Cell) madeline@costamodernproperties.com

Est. payment

$3,424/mo

Principal & interestTaxesInsuranceHOA

$2,523$520$146$235

Down %

Rate %

Years

Down payment: $99,800 · Total cost: $1,008,158

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,424/mo

Principal & interest: $2,523
Est. property tax: $520
Est. insurance: $146
HOA (normalized / mo): $235
Down payment: $99,800

Est. gross rent$2,079/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,345/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Mar 25, 2026	$499,000	—

Facts & Features

Transaction Data

HOA Fee$235/monthly

Structure & Property

Year Built1991

Garage Spaces2

619-796-9100 (Office) 619-679-1206 (Cell) madeline@costamodernproperties.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

631 7th St 13, Imperial Beach, CA 91932

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631 7th St 13 Imperial Beach, CA 91932

About this home

Madeline Foley

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Madeline Foley

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

631 7th St 13, Imperial Beach, CA 91932

About This Property

Property Photos

631 7th St 13 Imperial Beach, CA 91932

About this home

Madeline Foley

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Madeline Foley

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.