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522 Heron Lane — Imperial Beach — 3 Beds • 2 Baths • 1,646 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+36 more

$915,000

23 DOM

$556/sqft3 bd2 ba1,646 sqftHOA ~350/mo

Call

522 Heron Ln Imperial Beach, CA 91932

2.87 VA Assumable interest rate! Seller open to a VA assumable transaction with a non VA Purchaser! Short- and Long-term renting of the home is allowed!

MLS PTP2602040

855-450-0442 (Office) 559-977-2596 (Cell) josiahgarciare@gmail.com

Est. payment

$6,197/mo

Principal & interestTaxesInsuranceHOA

$4,627$953$267$350

Down %

Rate %

Years

Down payment: $183,000 · Total cost: $1,848,626

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,197/mo

Principal & interest: $4,627
Est. property tax: $953
Est. insurance: $267
HOA (normalized / mo): $350
Down payment: $183,000

Est. gross rent$3,813/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,384/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Mar 5, 2026	$915,000	—

Facts & Features

Transaction Data

HOA Fee$350/monthly

Structure & Property

Year Built2018

Garage Spaces2

855-450-0442 (Office) 559-977-2596 (Cell) josiahgarciare@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

522 Heron Lane, Imperial Beach, CA 91932

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Call

522 Heron Ln Imperial Beach, CA 91932

About this home

Josiah Garcia

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Josiah Garcia

Sale & Tax History

No Recent Sales History

Location

522 Heron Lane, Imperial Beach, CA 91932

About This Property

Property Photos

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

522 Heron Ln Imperial Beach, CA 91932

About this home

Josiah Garcia

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Josiah Garcia

Sale & Tax History

No Recent Sales History

Location