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1032 Iris Ave — Imperial Beach — 4 Beds • 3 Baths • 1,428 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+24 more

$1,049,000

45 DOM

$735/sqft4 bd3 ba1,428 sqft

Call

1032 Iris Ave Imperial Beach, CA 91932

6,300sqft lot

Seller open to offering a credit toward a temporary interest rate buydown! Live the coastal lifestyle in this charming and versatile corner single-story home. A 3/2 Home + ADU! It offers endless possibilities featuring 4 bedrooms and 3 full bathrooms, currently configured to live like TWO separate units: a 3/2 home and a fully permitted 1/1 420 sq ft apartment, with it's own front entrance, kitchenette, laundry, and private patio. The home is ideal for multi-generational living or rental income. Open layout kitchen, real hardwood floors throughout, and skylights bringing in lots of natural light. Large backyard perfect for entertainment features a large tile patio with a patio cover. Located in the coastal community of Imperial Beach—home to the southernmost beaches in Southern California and known for its peaceful seaside living.16 miles from the SD airport, 14 miles from downtown, 7 miles to Mexico border, 3 miles to the 5 Frwy, and 2 miles to Imperial Beach Pier! Don't let this home pass you by!

MLS PTP2601547

619-271-9500 (Office) 619-204-6088 (Cell) FERNANDOCOTA780@gmail.com

Est. payment

$6,703/mo

Principal & interestTaxesInsurance

$5,304$1,093$306

Down %

Rate %

Years

Down payment: $209,800 · Total cost: $2,119,353

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,703/mo

Principal & interest: $5,304
Est. property tax: $1,093
Est. insurance: $306
Down payment: $209,800

Est. gross rent$4,371/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,332/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

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Price History

Event	Date	Price	Change
Listed	Feb 26, 2026	$1,049,000	—

Facts & Features

Transaction Data

Structure & Property

Year Built1959

619-271-9500 (Office) 619-204-6088 (Cell) FERNANDOCOTA780@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1032 Iris Ave, Imperial Beach, CA 91932

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1032 Iris Ave Imperial Beach, CA 91932

About this home

Fernando Cota

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Fernando Cota

Sale & Tax History

No Recent Sales History

Location

Location

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Listing Agent

Presented by Belmont Brokerage Inc.

1032 Iris Ave, Imperial Beach, CA 91932

About This Property

Property Photos

1032 Iris Ave Imperial Beach, CA 91932

About this home

Fernando Cota

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Fernando Cota

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.