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4862 Tiara 204 — Huntington Beach — 1 Bed • 1 Bath • 762 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+25 more

$624,990

14 DOM

$820/sqft1 bd1 ba762 sqftHOA ~495/mo

Call

4862 Tiara 204 Huntington Beach, CA 92649

2.72acre lot

A Time Machine?!? Well sort of..... as an owner occupant you may be able to assume the sellers amazing interest rate of just 2.65% for his FHA loan balance of approx. $377k, a rare opportunity indeed! (restrictions apply). This corner, penthouse, 1 bedroom home is beach close and gated. In addition to the dramatic soaring cathedral ceilings you'll enjoy a private entrance, inside laundry, a cozy fireplace AND a private, enclosed garage. Tiara is located nearly adjacent to the Bolsa Chica wetlands, walking trails, Bolsa Chica State Beach and Huntington Harbour for your SUP Board & Kayaking experience. The community boasts a sparkling pool, relaxing spa, showers, clubhouse and has spectacular lush landscaping, graced with elegant European fountains. Featuring newer wood laminate flooring, stainless steel 5 burner gas stove, refrigerator & side by side washer/dryer are all included. Whether this is a rental, your first home or a second home at the beach you just can't go wrong with Tiara or its location.

MLS OC26064110

714-406-3838 (Office) Pam@TeamEtem.com

Est. payment

$4,488/mo

Principal & interestTaxesInsuranceHOA

$3,160$651$182$495

Down %

Rate %

Years

Down payment: $124,998 · Total cost: $1,262,702

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,488/mo

Principal & interest: $3,160
Est. property tax: $651
Est. insurance: $182
HOA (normalized / mo): $495
Down payment: $124,998

Est. gross rent$2,604/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,884/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 30, 2026	$624,990	—

Facts & Features

Transaction Data

HOA Fee$495/monthly

Structure & Property

Year Built1984

Garage Spaces1

714-406-3838 (Office) Pam@TeamEtem.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4862 Tiara 204, Huntington Beach, CA 92649

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Call

4862 Tiara 204 Huntington Beach, CA 92649

About this home

Pamela Etem

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Pamela Etem

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

4862 Tiara 204, Huntington Beach, CA 92649

About This Property

Property Photos

4862 Tiara 204 Huntington Beach, CA 92649

About this home

Pamela Etem

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Pamela Etem

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.