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414 Main St. 310 — Huntington Beach — 2 Beds • 3 Baths • 1,535 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+16 more

$1,460,000

29 DOM

$951/sqft2 bd3 ba1,535 sqftHOA ~700/mo

Call

414 Main St. 310 Huntington Beach, CA 92648

19,602sqft lot

Imagine waking up, brewing your morning coffee, and stepping onto your private deck to watch the sun rise over the Pacific. No car needed — the pier, Main Street's restaurants, shops, and the sand are all steps from your front door. This is what daily life looks like here. This is one of Downtown Huntington Beach's newest buildings, and it was built with a specific kind of person in mind — someone who wants to be in the middle of everything without sacrificing the feeling of coming home to somewhere special. The building itself is secure and controlled access, giving residents genuine peace of mind in a high-traffic beach town. Whether you're traveling or just out for a surf, you're not worrying about who's coming and going. Inside the unit, the ceilings stretch to nearly 10 feet, and the windows are oversized by design — pulling in natural light and framing views of Main Street, the pier, and the ocean beyond. The kitchen is anchored by Bertazzoni appliances and quartz countertops. Both bedrooms are ensuite, each with a frameless glass shower, soaking tub, and walk-in closet. The building handles the lifestyle details too: EV charging, surfboard and beach gear storage lockers, and bike storage for getting around the neighborhood. When you want to entertain, the rooftop terrace on the 4th level has BBQs and fire pits with an open view of the treeline with coastline peek-a-boo's. This isn't a vacation rental aesthetic dressed up as a home. It's a building designed for people who actually want to live downtown — walk everywhere, know their neighbors, and feel like Huntington Beach is genuinely theirs.

MLS OC26056175

714-406-2880 (Office) 714-308-0986 (Cell) james.ransom@compass.com

Est. payment

$10,029/mo

Principal & interestTaxesInsuranceHOA

$7,383$1,521$426$700

Down %

Rate %

Years

Down payment: $292,000 · Total cost: $2,949,720

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$10,029/mo

Principal & interest: $7,383
Est. property tax: $1,521
Est. insurance: $426
HOA (normalized / mo): $700
Down payment: $292,000

Est. gross rent$6,083/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,946/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.