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19401 Sunray Lane 204 — Huntington Beach — 2 Beds • 2 Baths • 1,415 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+44 more

$949,000

4 DOM

$671/sqft2 bd2 ba1,415 sqftHOA ~598/mo

Call

19401 Sunray Ln 204 Huntington Beach, CA 92648

2.39acre lot

Welcome to the prestigious 24-hour guard-gated community of Pacific Ranch—where resort-style living meets the effortless coastal lifestyle of Huntington Beach, just moments from the sand. Rarely available and highly sought after, this exceptional 2-bedroom residence with an upstairs loft offers over 1,400 square feet of thoughtfully designed living space, enhanced by soaring ceilings and an abundance of natural light that create a truly open feel. The home has been beautifully curated with luxury vinyl flooring, dual-pane windows, recessed lighting, and smart home features including a Nest thermostat. The open-concept layout seamlessly connects the main living areas. The kitchen is both refined and inviting, featuring maple cabinetry, stone countertops, stainless steel appliances, a designer backsplash, breakfast bar, and beverage refrigerator—perfect for entertaining. The spacious family room showcases a custom stone fireplace, surround sound system with a dedicated entertainment closet, and sliding doors that open to a private balcony overlooking lush greenbelts. The primary suite offers vaulted ceilings, custom-organized closets, and direct balcony access for seamless indoor-outdoor living. The spa-inspired bath features stone countertops and a walk-in steam shower. The secondary bedroom is generously sized and paired with a beautifully upgraded full bath. A striking spiral staircase leads to the versatile loft, ideal as a third bedroom, office, or media room. Additional highlights include an enclosed one-car garage, assigned parking space, inside laundry, skylights, and thoughtful upgrades throughout. Residents of Pacific Ranch enjoy pools, spas, a clubhouse, streams, and beautifully maintained grounds. Ideally located near Seacliff Shopping Center, Huntington Beach High School, and just a short bike ride to the iconic Huntington Beach Pier, Pacific City, and Main Street—this is coastal living at its finest.

MLS OC26071771

714-406-2880 (Office) sellingseacliff@gmail.com

Est. payment

$6,663/mo

Principal & interestTaxesInsuranceHOA

$4,799$989$277$598

Down %

Rate %

Years

Down payment: $189,800 · Total cost: $1,917,318

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,663/mo

Principal & interest: $4,799
Est. property tax: $989
Est. insurance: $277
HOA (normalized / mo): $598
Down payment: $189,800

Est. gross rent$3,954/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,709/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.