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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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1208 Dock — Harbor City — 4 Beds • 4 Baths • 2,451 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+56 more

$960,000

125 DOM

$392/sqft4 bd4 ba2,451 sqftHOA ~209/mo

Call

1208 Dock Harbor City, CA 90710

21,926sqft lot

PAID SOLAR. Bright, spacious, and move-in ready. Welcome to The Villas at Harbor Pointe. Located in an exclusive gated community, this stunning stand-alone home built in 2019 offers nearly 2,500 sq. ft. of modern comfort and effortless style. The light-filled interior features generous bedrooms and a functional layout ideal for families, guests, or flexible living. Thoughtfully designed across three levels, the home offers versatile spaces to suit a variety of lifestyles. First Floor: A private junior suite complete with a walk-in closet and full bathroom. This space is perfect for guests, a home office, a creative studio, or any use that fits your needs. Second Floor: An impressive open-concept living area where the kitchen, dining, and living spaces flow seamlessly together. Ideal for entertaining or relaxing at home, this level also includes a convenient powder room. Third Floor: Upstairs, a large picture window offers a glimpse of the Port of Long Beach before you enter the inviting primary suite, featuring a spacious walk-in closet and a beautifully appointed private bathroom. This level also includes two additional bedrooms, another full bathroom, and a dedicated laundry area. Designed with both comfort and efficiency in mind, the home is equipped with energy-saving solar panels and a dual-zone HVAC system. The property also benefits from the remaining coverage of the original 10-year structural warranty. Blending style, convenience, and thoughtful design, this exceptional home is an opportunity you won’t want to miss.

MLS IV25270341

877-366-2213 (Office) genissish@gmail.com

Est. payment

$6,343/mo

Principal & interestTaxesInsuranceHOA

$4,854$1,000$280$209

Down %

Rate %

Years

Down payment: $192,000 · Total cost: $1,939,542

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,343/mo

Principal & interest: $4,854
Est. property tax: $1,000
Est. insurance: $280
HOA (normalized / mo): $209
Down payment: $192,000

Est. gross rent$4,000/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,343/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.