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20135 Pine Mountain Drive — Groveland — 3 Beds • 2 Baths • 1,686 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 12PM – 4PM

+48 more

$498,000

0 DOM

$295/sqft3 bd2 ba1,686 sqftHOA ~306/mo

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20135 Pine Mountain Dr Groveland, CA 95321

11,041sqft lot

Reimagined for effortless mountain living, this updated Pine Mountain Lake retreat showcases an open-concept design with soaring knotty pine ceilings & abundant natural light. The sleek, recently renovated kitchen features a center island with bar seating, custom cabinetry, and stainless steel appliances. Expansive ~1,300 sq ft wrap-around deck is designed for seamless indoor/outdoor living and entertaning. Flexible floor plan offers 3 bedrooms, 2 full baths + a standout lower level recreation/media lounge with custom built bar. Curated design details create a vibrant space for entertaining, game nights or unwinding after a day on the lake. Additional amenitie include: covered outdoor patio, ample guest parking, central heating & cooling. A wonderful opportunity for you to own your own slice of paradise in the Pine Mountain Lake community, only 25 miles outside Yosemite National Park. Community amenities include access to a private lake with beaches, marina, 18-hole championship golf course, tennis courts, pickleball & miles of scenic trails offering a true four-season lifestyle just a short drive from the Bay Area & Central Valley. Don't miss this opportunity for a full-time residence, weekend escape or a potential high-demand vacation rental.

MLS ML82043149

(650) 323-1111 (Office) 650-380-5989 (Cell) christy.giuliacci@compass.com

Est. payment

$3,488/mo

Principal & interestTaxesInsuranceHOA

$2,518$519$145$306

Down %

Rate %

Years

Down payment: $99,600 · Total cost: $1,006,137

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,488/mo

Principal & interest: $2,518
Est. property tax: $519
Est. insurance: $145
HOA (normalized / mo): $306
Down payment: $99,600

Est. gross rent$2,075/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,413/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$498,000	—

Facts & Features

Transaction Data

HOA Fee$306/monthly

Structure & Property

Year Built1974

Garage Spaces2

(650) 323-1111 (Office) 650-380-5989 (Cell) christy.giuliacci@compass.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

20135 Pine Mountain Drive, Groveland, CA 95321

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Call

20135 Pine Mountain Dr Groveland, CA 95321

About this home

Christy Giuliacci

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Christy Giuliacci

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

20135 Pine Mountain Drive, Groveland, CA 95321

About This Property

Property Photos

20135 Pine Mountain Dr Groveland, CA 95321

About this home

Christy Giuliacci

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Christy Giuliacci

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.