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1325 Hernandez Way — Gilroy — 4 Beds • 3 Baths • 1,953 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+26 more

$1,065,000

0 DOM

$545/sqft4 bd3 ba1,953 sqftHOA ~120/mo

Call

1325 Hernandez Way Gilroy, CA 95020

2,907sqft lot

Welcome to 1325 Hernandez Way, a beautifully upgraded end-unit single family home on the coveted West side of Gilroy. Built in 2020, this home is only 6 years old and has been immaculately maintained. Positioned on a premium lot with only one neighbor, it provides privacy and offers an open, light-filled layout with dual pane windows and high ceilings. The kitchen features granite countertops, reverse osmosis, and opens to the dining area and living room. A bedroom and full bathroom on the ground floor provide flexibility for guests or multi-generational living. Upstairs, the primary suite offers a walk-in closet, en suite bathroom, and peaceful views. Modern amenities and energy efficient upgrades include solar panels, dual-zone heat and A/C, a WiFi-enabled tankless water heater, owned whole-house water purification system with sediment filter and softener, and integrated smart home features like wireless garage door opener, WiFi sprinklers, thermostats, smart lighting and video doorbell. Very low utility costs! Those looking for simplicity will appreciate the low-maintenance yard with professionally installed pavers. Exterior painted in 2025. EV-ready and equipped with Ring security, this move-in ready home blends comfort, convenience, and modern upgrades in a private setting.

MLS ML82042978

(408) 848-2800 (Office) 408-691-9627 (Cell) jorimayer@gmail.com

Est. payment

$6,925/mo

Principal & interestTaxesInsuranceHOA

$5,385$1,109$311$120

Down %

Rate %

Years

Down payment: $213,000 · Total cost: $2,151,679

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,925/mo

Principal & interest: $5,385
Est. property tax: $1,109
Est. insurance: $311
HOA (normalized / mo): $120
Down payment: $213,000

Est. gross rent$4,438/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,487/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 14, 2026	$1,065,000	—

Facts & Features

Transaction Data

HOA Fee$120/mo

Structure & Property

Year Built2020

Garage Spaces2

(408) 848-2800 (Office) 408-691-9627 (Cell) jorimayer@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1325 Hernandez Way, Gilroy, CA 95020

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Call

1325 Hernandez Way Gilroy, CA 95020

About this home

Jori Mayer

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jori Mayer

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

1325 Hernandez Way, Gilroy, CA 95020

About This Property

Property Photos

1325 Hernandez Way Gilroy, CA 95020

About this home

Jori Mayer

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jori Mayer

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.