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12220 Heritage — Gilroy — 5 Beds • 6 Baths • 4,440 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 1PM – 3PM

+44 more

$4,000,000

42 DOM

$901/sqft5 bd6 ba4,440 sqft

Call

12220 Heritage Gilroy, CA 95020

2.89acre lot

One of the most prestigious, private and impressive homes in all of Silicon Valley! Luxury living at its finest. This gorgeous Heritage Estate home features a tranquility and timelessness that is priceless. Built thoughtfully in the private 2.9 acre lot, tucked in behind open land and next to a seasonal creek for optimum privacy. Dream backyard includes pool with automatic cover, hot tub, Cabana with full bar & bathroom, built in BBQ and a parklike setting. Perfect for entertaining, looks and feels like a resort! From the floors to the soaring ceilings, beautiful designer details everywhere! For the King and Queen of this castle, your own retreat includes a spa like bathroom, sunken tub, his/hers separate sinks, walk in shower & fireplace! Each bedroom features an adjoining, dedicated bathroom. Your new home has a grand entry with fireplace, a home office, library, utility room and extra storage space. Just one guest room is upstairs, home lives like a spacious single story. Garage has 3 doors but plenty of extra room for a home gym and workshop. Located on the boundary of Morgan Hill off Watsonville Road among award winning wineries for a quick and relaxing commute. Plenty of additional space on this level lot for your imagination & endless possibilities...

MLS ML82035298

(408) 558-3600 (Office) 408-896-5351 (Cell) shannonfarrellhomes@gmail.com

Est. payment

$25,560/mo

Principal & interestTaxesInsurance

$20,226$4,167$1,167

Down %

Rate %

Years

Down payment: $800,000 · Total cost: $8,081,424

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$25,560/mo

Principal & interest: $20,226
Est. property tax: $4,167
Est. insurance: $1,167
Down payment: $800,000

Est. gross rent$16,667/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-8,893/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 4, 2026	$4,250,000	—

Facts & Features

Transaction Data

▼Price Reduced from $4,250,000 (−$250,000)

Structure & Property

Year Built2009

Garage Spaces3

(408) 558-3600 (Office) 408-896-5351 (Cell) shannonfarrellhomes@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12220 Heritage, Gilroy, CA 95020

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Call

12220 Heritage Gilroy, CA 95020

About this home

Shannon Farrell

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Shannon Farrell

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

12220 Heritage, Gilroy, CA 95020

About This Property

Property Photos

12220 Heritage Gilroy, CA 95020

About this home

Shannon Farrell

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Shannon Farrell

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.