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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Yes. Belmont Brokerage handles commercial real estate transactions including office spaces, retail locations, multi-family investments, and mixed-use developments throughout Los Angeles County. Our commercial division provides investment analysis, lease negotiations, and 1031 exchange guidance.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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1017 Ruby Way — Gilroy — 4 Beds • 3 Baths • 3,101 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+36 more

$1,399,999

9 DOM

$451/sqft4 bd3 ba3,101 sqftHOA ~129/mo

Call

1017 Ruby Way Gilroy, CA 95020

4,207sqft lot

A rare CalAtlantic home in Glen Loma Ranch w. modern, spacious, stunning curb appeal from the stones accent to the manicure landscaping & inviting entry. Step inside you will find a 9-foot high ceiling, bright & open floor-plan, formal dining area, large great room, spacious downstairs guess bedroom w. full bath. Kitchen is the heart of the home, over size granite countertops, stainless steel appliances, gas cook top, built in microwave, walk-in pantry & large island where everyone can naturally gathers. The 2nd floor features 3 spacious beds, 2 full baths, huge loft, optional for bed#5, or media room. The master bed offers spa-like bath with a soaking tub, standing shower, dual sinks, walking dress-room, Elegant window shutters throughout the home. Step out to the covered Spacious California room & private gazebo creating the perfect setting for elevate indoor-outdoor living & effortless entertaining. Garage features with water softener, storages, epoxy-coated floor. Solar system is financed, buyer to assume existing solar loan payments. Located within walking distance to top rated Las Animas Elementary school. Near Gavilan College, Gilroy outlet, Gilroy Carden. EZ access to Hwy 101,& 152. This home combined styles, convenience, & exceptional location. AS IS SALE.

MLS ML82041609

510 742-6600 (Office) 408-826-2881 (Cell) maryhomeloans@gmail.com

Est. payment

$9,074/mo

Principal & interestTaxesInsuranceHOA

$7,079$1,458$408$129

Down %

Rate %

Years

Down payment: $280,000 · Total cost: $2,828,496

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$9,074/mo

Principal & interest: $7,079
Est. property tax: $1,458
Est. insurance: $408
HOA (normalized / mo): $129
Down payment: $280,000

Est. gross rent$5,833/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,241/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.