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1184 N Main Street 40 — Fort Bragg — 2 Beds • 2 Baths • 1,440 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+22 more

$295,000

0 DOM

$205/sqft2 bd2 ba1,440 sqftHOA ~520/mo

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1184 N Main St 40 Fort Bragg, CA 95437

1,699sqft lot

Come see this beautiful 2 bedroom, 2 bathroom, 1400 sq ft home in the popular senior park.Imagine waking up to stunning lake views in this peaceful retreat. Terraced steps guide you right down to the water's edge, where you can watch the wildlife and soak in the quiet. The home features a nice open floor plan with washer and dryer hookups. Though serene, you're only minutes from the ocean and coastal trails.Step outside each morning onto the 12x24 fiberglass deck, completed just 3 years ago. It's the perfect perch to enjoy your morning coffee or an evening sunset. Come view this home today!

MLS C1-11347

(888) 832-7179 (Office) (707) 931-8629 (Cell) g.ricardo2010@gmail.com

Est. payment

$2,405/mo

Principal & interestTaxesInsuranceHOA

$1,492$307$86$520

Down %

Rate %

Years

Down payment: $59,000 · Total cost: $596,005

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,405/mo

Principal & interest: $1,492
Est. property tax: $307
Est. insurance: $86
HOA (normalized / mo): $520
Down payment: $59,000

Est. gross rent$1,229/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,176/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$295,000	—

Facts & Features

Transaction Data

HOA Fee$520/monthly

Structure & Property

Year Built1978

(888) 832-7179 (Office) (707) 931-8629 (Cell) g.ricardo2010@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1184 N Main Street 40, Fort Bragg, CA 95437

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Call

1184 N Main St 40 Fort Bragg, CA 95437

About this home

Richard Garcia

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Richard Garcia

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

1184 N Main Street 40, Fort Bragg, CA 95437

About This Property

Property Photos

1184 N Main St 40 Fort Bragg, CA 95437

About this home

Richard Garcia

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Richard Garcia

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.