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10972 White Oak Lane — Fontana — 5 Beds • 3 Baths • 2,605 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+47 more

$775,000

15 DOM

$298/sqft5 bd3 ba2,605 sqft

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10972 White Oak Ln Fontana, CA 92337

5,800sqft lot

Beautiful two-story home located in a desirable Fontana neighborhood! This spacious residence offers 5 bedrooms and 3 full bathrooms, including one bedroom and one full bath conveniently located downstairs—perfect for guests or multi-generational living. The home features an open-concept kitchen with a center island that flows seamlessly into the family room, ideal for entertaining. You’ll also enjoy a formal living room, providing additional space for gatherings and special occasions. Step outside to your private backyard oasis featuring a sparkling pool and spa, built-in BBQ, and covered patio, perfect for summer entertaining and relaxing weekends. Situated in a quiet cul-de-sac, this property offers added privacy and a welcoming neighborhood feel. Additional highlights include a 3-car garage, generous lot size, and a prime location near the 10 and 15 freeways for easy commuting. Just minutes away from shopping centers, schools, and everyday conveniences. This home truly offers the perfect blend of comfort, space, and location!

MLS IV26042083

909-877-0847 (Office) 909-770-3540 (Cell) Gabriel.Padilla@thepadillateam.com

Est. payment

$4,952/mo

Principal & interestTaxesInsurance

$3,919$807$226

Down %

Rate %

Years

Down payment: $155,000 · Total cost: $1,565,776

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,952/mo

Principal & interest: $3,919
Est. property tax: $807
Est. insurance: $226
Down payment: $155,000

Est. gross rent$3,229/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,723/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 25, 2026	$775,000	—

Facts & Features

Structure & Property

Year Built2005

Garage Spaces3

909-877-0847 (Office) 909-770-3540 (Cell) Gabriel.Padilla@thepadillateam.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

10972 White Oak Lane, Fontana, CA 92337

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10972 White Oak Ln Fontana, CA 92337

About this home

GABRIEL PADILLA

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

GABRIEL PADILLA

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

10972 White Oak Lane, Fontana, CA 92337

About This Property

Property Photos

10972 White Oak Ln Fontana, CA 92337

About this home

GABRIEL PADILLA

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

GABRIEL PADILLA

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.