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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Yes. Belmont Brokerage handles commercial real estate transactions including office spaces, retail locations, multi-family investments, and mixed-use developments throughout Los Angeles County. Our commercial division provides investment analysis, lease negotiations, and 1031 exchange guidance.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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3881 Rancho Summit Drive — Encinitas — 4 Beds • 5 Baths • 4,777 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+50 more

$3,500,000

0 DOM

$733/sqft4 bd5 ba4,777 sqftHOA ~380/mo

Call

3881 Rancho Summit Dr Encinitas, CA 92024

1.07acre lot

Welcome to an exceptional bluff top estate in the prestigious enclave of Olivenhain, where Mediterranean elegance meets modern innovation, offering privacy, security, and stunning canyon, ocean, and sunset views. Built in 2020, this single story home spans nearly 5,000 square feet on over an acre and features 4 bedrooms and 5 bathrooms, with 10-foot ceilings throughout and 15-foot ceilings in the main living area, creating a bright, open design enhanced by expansive California sliding glass doors for seamless indoor outdoor living. A private courtyard entry opens to an entertainer’s layout featuring a chef’s kitchen with Thermador appliances, dual ovens and dishwashers, a Sub Zero refrigerator, quartz and granite countertops, a large center island, and a built in bar with butler’s pantry. The Great Room is centered around a smart fireplace, while a private office and attached casita or secondary suite with its own kitchenette and dedicated A/C offer flexibility for guests or multigenerational living. The primary suite provides a spa like retreat with a European soaking tub and a custom dual rain shower. Outdoor spaces include a covered lanai patio with fireplace and heaters, putting green, and maintenance free turf, all positioned to capture panoramic views. Additional features include owned solar, tankless water heater, four zone HVAC, whole house water filtration and softening with alkaline drinking water, whole home audio, smart home technology, exterior camera surveillance system, holiday lighting outlets, ceiling fans throughout, and a four car epoxy floored garage with overhead storage. Located near top rated schools, scenic hiking trails, and equestrian paths, this home offers a rare opportunity in one of Encinitas’ most desirable communities, with the seller also willing to consider rental offers for added flexibility.

MLS NDP2603519

877-366-2213 (Office) 858-220-6937 (Cell) shawna@fordhometeam.com

Est. payment

$22,745/mo

Principal & interestTaxesInsuranceHOA

$17,698$3,646$1,021$380

Down %

Rate %

Years

Down payment: $700,000 · Total cost: $7,071,246

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$22,745/mo

Principal & interest: $17,698
Est. property tax: $3,646
Est. insurance: $1,021
HOA (normalized / mo): $380
Down payment: $700,000

Est. gross rent$14,583/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-8,162/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.