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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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265 Sanford Street — Encinitas — 4 Beds • 5 Baths • 3,193 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+21 more

$3,125,000

33 DOM

$979/sqft4 bd5 ba3,193 sqft

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265 Sanford St Encinitas, CA 92024

7,214sqft lot

Tucked away West of the 5, this beautiful Spanish-style residence captures the essence of coastal living with timeless charm. High ceilings and 3 inviting fireplaces create warmth and character, while multiple French doors open to the outside for indoor/outdoor entertaining, including a built-in BBQ. The beautifully equipped, large open kitchen works well for gatherings. Located within the sought-after Encinitas Union School District, walking distance to eateries and fun. There is solar, AC, EV charging, large bedrooms & closets. Priced to sell! WELCOME HOME.

MLS 260005526SD

858-277-3325 (Office) 760-815-3919 (Cell) juliaduncansells@gmail.com

Est. payment

$19,968/mo

Principal & interestTaxesInsurance

$15,802$3,255$911

Down %

Rate %

Years

Down payment: $625,000 · Total cost: $6,313,612

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$19,968/mo

Principal & interest: $15,802
Est. property tax: $3,255
Est. insurance: $911
Down payment: $625,000

Est. gross rent$13,021/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-6,947/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

Opens interactive virtual tour

Price History

Event	Date	Price	Change
Listed	Mar 11, 2026	$3,125,000	—

Facts & Features

Transaction Data

Structure & Property

Year Built2007

Garage Spaces2

858-277-3325 (Office) 760-815-3919 (Cell) juliaduncansells@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

265 Sanford Street, Encinitas, CA 92024

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Call

265 Sanford St Encinitas, CA 92024

About this home

Julia Duncan

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Julia Duncan

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

265 Sanford Street, Encinitas, CA 92024

About This Property

Property Photos

265 Sanford St Encinitas, CA 92024

About this home

Julia Duncan

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Julia Duncan

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.