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12139 Ramona — El Monte — 3 Beds • 3 Baths • 1,515 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+20 more

$669,000

0 DOM

$442/sqft3 bd3 ba1,515 sqftHOA ~185/mo

Call

12139 Ramona El Monte, CA 91732

1,692sqft lot

Discover this charming two-story condo in a highly sought-after gated community. As a desirable end unit with only one shared wall, this home offers enhanced privacy. The spacious master suite features soaring vaulted ceilings, while the master bathroom is bathed in beautiful natural sunlight. This well maintained residence showcases an impressive array of recent upgrades and improvements. Major updates include a new water heater, fresh interior paint, new garage door, stove, and new carpeting. The complete HVAC system, including both the A/C compressor and furnace, was replaced within the last two years for your comfort and peace of mind. The home has been further enhanced with a new exterior back door, window blinds, updated upstairs hallway tile, and professionally reglazed tubs in all bathrooms. Planty guest parking outside and insider the gate. Perfectly positioned for modern living, this property offers unbeatable convenience with easy access to shopping centers, fine dining establishments, and major freeways.

MLS WS25280388

626-447-5100 (Office) 626-848-3380 (Cell) agentsandychan@gmail.com

Est. payment

$4,460/mo

Principal & interestTaxesInsuranceHOA

$3,383$697$195$185

Down %

Rate %

Years

Down payment: $133,800 · Total cost: $1,351,618

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,460/mo

Principal & interest: $3,383
Est. property tax: $697
Est. insurance: $195
HOA (normalized / mo): $185
Down payment: $133,800

Est. gross rent$2,788/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,672/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 16, 2026	$669,000	—

Facts & Features

Transaction Data

HOA Fee$185/monthly

Structure & Property

Year Built1987

Garage Spaces2

626-447-5100 (Office) 626-848-3380 (Cell) agentsandychan@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12139 Ramona, El Monte, CA 91732

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Call

12139 Ramona El Monte, CA 91732

About this home

SANDY CHAN

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

SANDY CHAN

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

12139 Ramona, El Monte, CA 91732

About This Property

Property Photos

12139 Ramona El Monte, CA 91732

About this home

SANDY CHAN

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

SANDY CHAN

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.