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12040 Clora — El Monte — 4 Beds • 3 Baths • 2,076 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 11AM – 2PM

+14 more

$860,000

0 DOM

$414/sqft4 bd3 ba2,076 sqft

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12040 Clora El Monte, CA 91732

10,368sqft lot

Single-story fixer in El Monte on a 10,000+ sq ft lot with great potential. Fresh interior paint provides a clean start for your updates. Spacious backyard with mature fruit trees, a detached garage, and a gated driveway. Conveniently located near restaurants, shopping, and public transportation. Excellent opportunity for homeowners or investors—don’t miss it!

MLS AR26079697

626-587-4866 (Office) 626-428-2700 (Cell) kittyhorealtor@gmail.com

Est. payment

$5,496/mo

Principal & interestTaxesInsurance

$4,349$896$251

Down %

Rate %

Years

Down payment: $172,000 · Total cost: $1,737,506

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,496/mo

Principal & interest: $4,349
Est. property tax: $896
Est. insurance: $251
Down payment: $172,000

Est. gross rent$3,583/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,913/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$860,000	—

Facts & Features

Structure & Property

Year Built1951

Garage Spaces2

626-587-4866 (Office) 626-428-2700 (Cell) kittyhorealtor@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12040 Clora, El Monte, CA 91732

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Call

12040 Clora El Monte, CA 91732

About this home

Kitty Ho

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Kitty Ho

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

12040 Clora, El Monte, CA 91732

About This Property

Property Photos

12040 Clora El Monte, CA 91732

About this home

Kitty Ho

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Kitty Ho

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.