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11386 McGirk Avenue — El Monte — 4 Beds • 3 Baths • 1,810 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+30 more

$728,000

16 DOM

$402/sqft4 bd3 ba1,810 sqftHOA ~230/mo

Call

11386 McGirk Ave El Monte, CA 91732

1,711sqft lot

Beautifully maintained 4-bedroom, 2.5-bath detached townhouse located in a quiet and peaceful PUD community in North El Monte, ideally situated near Arcadia and Temple City. Offering approximately 1,810 sq ft of living space, this home features a spacious and functional floor plan with a large living/family room, formal dining area, and an updated kitchen. A convenient powder room is located on the main level. Upstairs, you’ll find a generously sized primary suite featuring a large walk-in closet, along with three additional well-proportioned bedrooms and two full bathrooms—providing comfort and flexibility for everyday living. Additional highlights include a two-car attached garage plus one extra secured and locked parking space, a rare and valuable feature. Enjoy a private backyard, perfect for relaxing or entertaining in a peaceful and serene setting. This home has been thoughtfully upgraded with numerous improvements, including Fresh interior paint and luxury vinyl plank flooring on the stairs and 2nd level all bedrooms (March 2026, excluding tiled areas), Roof was replaced approximately 7 years ago, Updated kitchen (2015) featuring oak cabinetries, granite countertops, backsplash, range, oven, dishwasher, and tile flooring in both kitchen and living room. Other additional upgrades include exterior paint, garage door, and automatic garage door opener, A/C, heater, and water heater… HOA dues are $170/month base, plus $20 per occupant residing in the property, offering a flexible cost structure. Ideally located close to shopping, dining, schools, banks, public transportation, and Sam’s Club—adding everyday convenience to this already desirable home. Move-in ready and a fantastic opportunity in a highly convenient location!

MLS WS26056544

626-447-5100 (Office) 626-203-8966 (Cell) jpk888@aol.com

Est. payment

$4,881/mo

Principal & interestTaxesInsuranceHOA

$3,681$758$212$230

Down %

Rate %

Years

Down payment: $145,600 · Total cost: $1,470,819

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,881/mo

Principal & interest: $3,681
Est. property tax: $758
Est. insurance: $212
HOA (normalized / mo): $230
Down payment: $145,600

Est. gross rent$3,033/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,848/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.