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895 Jamacha Road — El Cajon — 3 Beds • 2 Baths • 1,014 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+28 more

$539,000

12 DOM

$532/sqft3 bd2 ba1,014 sqftHOA ~430/mo

Call

895 Jamacha Rd El Cajon, CA 92019

1.28acre lot

Stunning Fully Renovated 3-Bedroom Condo in Rancho San Diego – Move-In Ready! Welcome to this beautifully updated 3-bedroom, 2-bathroom condo in the heart of Rancho San Diego. Offering approximately 1,014 sq ft of comfortable living space, this home has been completely renovated and staged to perfection, making it an ideal choice for motivated buyers seeking 5 star renovations. Step inside to discover a bright and spacious layout featuring an open-concept living and dining area that flows seamlessly into a modern, fully equipped kitchen — perfect for everyday family meals and entertaining. The thoughtfully designed floor plan includes three generously sized bedrooms and two updated bathrooms, providing ample space for growing families or comfortable living. A convenient full-size side-by-side laundry closet with space for full-size appliances. Fresh finishes and modern touches throughout from the recent renovation. Easy access to all the shopping, dining, and conveniences Rancho San Diego has to offer. Residents enjoy access to the community's sparkling pool, perfect for relaxing on warm San Diego days. Whether you're a first-time buyer, growing family, or looking for a low-maintenance home in a prime location.

MLS NDP2603189

619-813-1300 (Office) 619-813-1300 (Cell) dzimkin@gmail.com

Est. payment

$3,873/mo

Principal & interestTaxesInsuranceHOA

$2,725$561$157$430

Down %

Rate %

Years

Down payment: $107,800 · Total cost: $1,088,972

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,873/mo

Principal & interest: $2,725
Est. property tax: $561
Est. insurance: $157
HOA (normalized / mo): $430
Down payment: $107,800

Est. gross rent$2,246/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,627/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Apr 2, 2026	$539,000	—

Facts & Features

Transaction Data

HOA Fee$430/monthly

Structure & Property

Year Built1978

619-813-1300 (Office) 619-813-1300 (Cell) dzimkin@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

895 Jamacha Road, El Cajon, CA 92019

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Call

895 Jamacha Rd El Cajon, CA 92019

About this home

David Zimkin

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

David Zimkin

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

895 Jamacha Road, El Cajon, CA 92019

About This Property

Property Photos

895 Jamacha Rd El Cajon, CA 92019

About this home

David Zimkin

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

David Zimkin

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.