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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Yes. Belmont Brokerage handles commercial real estate transactions including office spaces, retail locations, multi-family investments, and mixed-use developments throughout Los Angeles County. Our commercial division provides investment analysis, lease negotiations, and 1031 exchange guidance.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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8020 Winter Gardens Boulevard A — El Cajon — 3 Beds • 3 Baths • 1,323 Sq Ft | Belmont Brokerage | Belmont Brokerage

8020 Winter Gardens Boulevard A — Photo 1

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8020 Winter Gardens Boulevard A — Photo 10

8020 Winter Gardens Boulevard A — Photo 11

Active

+6 more

$585,000

86 DOM

$442/sqft3 bd3 ba1,323 sqftHOA ~490/mo

Call

8020 Winter Gardens Blvd A El Cajon, CA 92021

3.13acre lot

Welcome to Royal Gardens community! This lovely home features 3 bedrooms, 2.5 baths, full size washer and dryer and ample storage throughout. Enjoy a spacious patio that leads directly to 2 assigned carport spaces with additional storage. HOA amenities including a playground, pool, and park-like settings, water and trash. FHA approved

MLS PTP2600277

619-779-7200 (Office) 619-250-9187 (Cell) ipolancorealty@yahoo.com

Est. payment

$4,228/mo

Principal & interestTaxesInsuranceHOA

$2,958$609$171$490

Down %

Rate %

Years

Down payment: $117,000 · Total cost: $1,181,908

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,228/mo

Principal & interest: $2,958
Est. property tax: $609
Est. insurance: $171
HOA (normalized / mo): $490
Down payment: $117,000

Est. gross rent$2,438/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,790/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Jan 9, 2026	$585,000	—

Facts & Features

Transaction Data

HOA Fee$490/monthly

Structure & Property

Year Built1974

619-779-7200 (Office) 619-250-9187 (Cell) ipolancorealty@yahoo.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

8020 Winter Gardens Boulevard A, El Cajon, CA 92021

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Call

8020 Winter Gardens Blvd A El Cajon, CA 92021

About this home

ines Polanco-Silva

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

ines Polanco-Silva

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

8020 Winter Gardens Boulevard A, El Cajon, CA 92021

About This Property

Property Photos

8020 Winter Gardens Blvd A El Cajon, CA 92021

About this home

ines Polanco-Silva

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

ines Polanco-Silva

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.