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174 Chambers St 1 — El Cajon — 2 Beds • 2 Baths • 925 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+21 more

$459,000

42 DOM

$496/sqft2 bd2 ba925 sqftHOA ~308/mo

Call

174 Chambers St 1 El Cajon, CA 92020

2.60acre lot

BACK ON MARKET! Welcome to your El Cajon home! Remodeled 2-bedroom, 2-bath ground-level condo offering modern upgrades and strong value. Recent improvements include new flooring, a renovated kitchen, new appliances and updated light fixtures — making this home truly move-in ready. Enjoy the convenience of in-unit washer and dryer, two dedicated parking spaces, central AC system, and a LOW HOA payment. Situated in a gated community, residents have access to amenities including a pool, spa, fitness center, and barbecue areas with picnic seating in a park-like setting. Conveniently located near Main Street in El Cajon, shopping, dining, and major freeway access (2 mins from I8!), the property offers easy access to everyday essentials and commuting routes.

MLS 260004365SD

877-722-8085 (Office) 619-512-3598 (Cell) moises.gh01@gmail.com

Est. payment

$3,241/mo

Principal & interestTaxesInsuranceHOA

$2,321$478$134$308

Down %

Rate %

Years

Down payment: $91,800 · Total cost: $927,343

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,241/mo

Principal & interest: $2,321
Est. property tax: $478
Est. insurance: $134
HOA (normalized / mo): $308
Down payment: $91,800

Est. gross rent$1,913/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,328/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Feb 24, 2026	$459,000	—

Facts & Features

Transaction Data

HOA Fee$308/monthly

Structure & Property

Year Built1985

877-722-8085 (Office) 619-512-3598 (Cell) moises.gh01@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

174 Chambers St 1, El Cajon, CA 92020

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174 Chambers St 1 El Cajon, CA 92020

About this home

Moises Gonzalez Hernandez

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Moises Gonzalez Hernandez

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

174 Chambers St 1, El Cajon, CA 92020

About This Property

Property Photos

174 Chambers St 1 El Cajon, CA 92020

About this home

Moises Gonzalez Hernandez

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Moises Gonzalez Hernandez

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.