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15935 Spring Oaks Rd 124 — El Cajon — 3 Beds • 2 Baths • 1,566 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+30 more

$379,000

0 DOM

$242/sqft3 bd2 ba1,566 sqftHOA ~1,400/mo

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15935 Spring Oaks Rd 124 El Cajon, CA 92021

Welcome home to this inviting 3-bedroom, 2-bath residence offering 1,566 sq ft of thoughtfully designed living space. A formal entry leads into a warm and welcoming living room with a cozy gas fireplace and rich hardwood flooring. The oversized kitchen features a breakfast nook and walk-in pantry—ideal for both everyday living and entertaining. The spacious primary suite includes a private bath with separate tub and shower. Freshly painted inside and out, this home also offers central air and heat, dual-pane windows, ceiling fans, and a dedicated laundry room. Enjoy indoor-outdoor living with an expansive deck and covered patio, perfect for relaxing or hosting guests. A large 2-car garage provides ample storage. Community amenities include a clubhouse, pool, spa, fitness center, billiards room, and more.

MLS 260009037SD

619-282-4663 (Office) 619-228-5547 (Cell) craig@castrogrouprealestate.com

Est. payment

$3,822/mo

Principal & interestTaxesInsuranceHOA

$1,916$395$111$1,400

Down %

Rate %

Years

Down payment: $75,800 · Total cost: $765,715

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,822/mo

Principal & interest: $1,916
Est. property tax: $395
Est. insurance: $111
HOA (normalized / mo): $1,400
Down payment: $75,800

Est. gross rent$1,579/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,243/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 16, 2026	$379,000	—

Facts & Features

Transaction Data

HOA Fee$1,400/monthly

Structure & Property

Year Built1999

Garage Spaces2

619-282-4663 (Office) 619-228-5547 (Cell) craig@castrogrouprealestate.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

15935 Spring Oaks Rd 124, El Cajon, CA 92021

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Call

15935 Spring Oaks Rd 124 El Cajon, CA 92021

About this home

Craig Russo

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Craig Russo

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

15935 Spring Oaks Rd 124, El Cajon, CA 92021

About This Property

Property Photos

15935 Spring Oaks Rd 124 El Cajon, CA 92021

About this home

Craig Russo

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Craig Russo

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.