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12032 Calle De Medio 167 — El Cajon — 2 Beds • 1 Bath • 913 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+30 more

$439,999

2 DOM

$482/sqft2 bd1 ba913 sqftHOA ~364/mo

Call

12032 Calle De Medio 167 El Cajon, CA 92019

3.37acre lot

Welcome to this beautifully maintained townhouse in the highly desirable Rancho Villas, located in the heart of Rancho San Diego. This inviting home features a bright, open floor plan with soaring vaulted ceilings and plenty of natural light throughout. The entire house has been professionally cleaned and painted, and new blinds have been installed throughout. The spacious living room offers a cozy fireplace, perfect for relaxing or entertaining, and flows seamlessly into the dining area and kitchen. The kitchen is equipped with brand new stainless steel Whirlpool appliances, freshly painted cabinets, and recessed lighting, making it ideal for everyday living and culinary enthusiasts alike. This well-designed floor plan includes two spacious bedrooms with high ceilings, new fans, and a generous primary suite with a walk-in closet, creating a comfortable and tranquil retreat. Additional features include an in-unit washer and dryer closet, central heating and A/C, and a skylight that fills the hallway with natural light. Enjoy the convenience of direct access to a one-car attached garage with newly finished epoxy flooring and fresh paint, along with nearby guest parking. With only one shared wall and no neighbors above or below, this home offers added privacy and quiet living. Residents of Rancho Villas enjoy resort-style amenities including multiple pools and spas, tennis courts, a gym, and beautifully maintained lush greenbelts. The community is peaceful, well-planned, and pet-friendly (with restrictions), and features low HOA fees. Conveniently located near shopping, dining, schools, and freeways, this home offers a perfect blend of comfort, style, and accessibility, making it a fantastic opportunity for homeowners and investors alike.

MLS PTP2602535

949-617-2875 (Office) 619-279-6786 (Cell) egomezhomes@gmail.com

Est. payment

$3,175/mo

Principal & interestTaxesInsuranceHOA

$2,225$458$128$364

Down %

Rate %

Years

Down payment: $88,000 · Total cost: $888,955

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,175/mo

Principal & interest: $2,225
Est. property tax: $458
Est. insurance: $128
HOA (normalized / mo): $364
Down payment: $88,000

Est. gross rent$1,833/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,342/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Apr 6, 2026	$439,999	—

Facts & Features

Transaction Data

HOA Fee$364/monthly

Structure & Property

Year Built1991

Garage Spaces1

949-617-2875 (Office) 619-279-6786 (Cell) egomezhomes@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12032 Calle De Medio 167, El Cajon, CA 92019

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12032 Calle De Medio 167 El Cajon, CA 92019

About this home

Esperanza Gomez

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Esperanza Gomez

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

12032 Calle De Medio 167, El Cajon, CA 92019

About This Property

Property Photos

12032 Calle De Medio 167 El Cajon, CA 92019

About this home

Esperanza Gomez

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Esperanza Gomez

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.