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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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1109 E Lexington — El Cajon | Belmont Brokerage | Belmont Brokerage

Active

+48 more

$1,399,000

10 DOM

— bd— ba— sqft

Call

1109 E Lexington El Cajon, CA 92019

6,997sqft lot

Great Investment Opportunity! Upside on rental income. The property has 3 first floor units with a fourth unit upstairs with each unit at approximately 860 sq. ft. Each unit has a 1 car garage, one parking spot and has on site laundry room in back of property. Each unit has 2 bedrooms, 1 full bath. Located near the heart of downtown El Cajon. Plenty of parking for all residents & guests.

MLS PTP2506451

619-303-3399 (Office) 619-597-8033 (Cell) giovanna@kellemsrealtyproject.com

Est. payment

$8,939/mo

Principal & interestTaxesInsurance

$7,074$1,457$408

Down %

Rate %

Years

Down payment: $279,800 · Total cost: $2,826,478

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,939/mo

Principal & interest: $7,074
Est. property tax: $1,457
Est. insurance: $408
Down payment: $279,800

Est. gross rent$5,829/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,110/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.