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6372 Crystal Springs Cir — Discovery Bay — 5 Beds • 3 Baths • 3,092 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+31 more

$785,000

21 DOM

$254/sqft5 bd3 ba3,092 sqftHOA ~198/mo

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6372 Crystal Springs Cir Discovery Bay, CA 94505

6,673sqft lot

Discover peaceful, upscale living in The Lakes, Discovery Bay's premier gated community, where serenity meets convenience and family-friendly amenities abound. This impressive 5-bedroom, 3-bath home offers 3,092 sq ft of smart, spacious living with an exceptional layout ideal for modern families, multi-generational living, or effortless entertaining. Built in 2005 and lovingly maintained, it’s truly move-in ready with no major renovations needed. Enjoy expansive bedrooms, including a luxurious downstairs master retreat for privacy and convenience. The open, flowing floor plan features a bonus room perfect for a home office, gym, play area, or guest suite. Additional highlights include a 3-car garage, ample storage, soaring ceilings, and thoughtful design that maximizes every inch. What sets this home apart is its prime location in The Lakes, a beautifully landscaped, gated enclave centered around picturesque man-made lakes offering stunning water views and tranquil ambiance without being directly on the Delta waterfront. Residents enjoy extensive walking trails, multiple playgrounds and parks, picnic areas, and a safe, secure gated environment. Best of all, it’s just minutes from Discovery Bay’s yacht harbor, golf, top schools, shopping, and Delta adventures.

MLS 41128743

925-418-2955 (Office) 925-418-2955 (Cell) bryan@bsmithpm.com

Est. payment

$5,214/mo

Principal & interestTaxesInsuranceHOA

$3,969$818$229$198

Down %

Rate %

Years

Down payment: $157,000 · Total cost: $1,585,979

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,214/mo

Principal & interest: $3,969
Est. property tax: $818
Est. insurance: $229
HOA (normalized / mo): $198
Down payment: $157,000

Est. gross rent$3,271/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,943/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Mar 26, 2026	$799,500	—

Facts & Features

Transaction Data

▼Price Reduced from $799,500 (−$14,500)

HOA Fee$198/monthly

Structure & Property

Year Built2005

Garage Spaces3

925-418-2955 (Office) 925-418-2955 (Cell) bryan@bsmithpm.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

6372 Crystal Springs Cir, Discovery Bay, CA 94505

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Call

6372 Crystal Springs Cir Discovery Bay, CA 94505

About this home

Bryan Smith

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Bryan Smith

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

6372 Crystal Springs Cir, Discovery Bay, CA 94505

About This Property

Property Photos

6372 Crystal Springs Cir Discovery Bay, CA 94505

About this home

Bryan Smith

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Bryan Smith

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.