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3432 Keystone Loop — Discovery Bay — 5 Beds • 4 Baths • 4,011 Sq Ft | Belmont Brokerage | Belmont Brokerage

Closed

$818,000

40 DOM

$204/sqft5 bd4 ba4,011 sqftHOA ~265/mo

Call

3432 Keystone Loop Discovery Bay, CA 94505

7,300sqft lot

Welcome to a premier living experience at Keystone Loop! Nestled in the sought-after, gated Lakeshore community, this expansive 4,011-square-foot masterpiece features 5 bedrooms and 4 bathrooms. A standout feature is the highly desirable and ground floor bonus room with a private entrance, perfect for home office, multi gen living and large enough to convert into a casita. Inside, the expansive layout boasts a phenomenal formal dining and living room setup that is ideal for hosting. The true heart of the home is the incredibly expansive kitchen, which flows effortlessly into the main areas. Upstairs, a versatile loft space provides endless possibilities for recreation or relaxation. At the end of the day, retreat to the massive primary bedroom, which easily accommodates a private sitting area or your own dedicated workout space. Thoughtful upgrades throughout elevate the home, highlighted by gorgeous newer LVP flooring. For your absolute peace of mind, the property also includes a relatively new HVAC system and water heater. Enjoy access to Lakeshore's stunning community pool and immaculately kept grounds. Outdoor enthusiasts are just moments from the Delta's extensive waterways for boating and fishing.

MLS 41125319

877-973-3346 (Office) 925-550-5915 (Cell) maria.toleran@redfin.com

Est. payment

$5,492/mo

Principal & interestTaxesInsuranceHOA

$4,136$852$239$265

Down %

Rate %

Years

Down payment: $163,600 · Total cost: $1,652,651

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,492/mo

Principal & interest: $4,136
Est. property tax: $852
Est. insurance: $239
HOA (normalized / mo): $265
Down payment: $163,600

Est. gross rent$3,408/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,084/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 5, 2026	$818,000	—
Sold	Apr 14, 2026	$818,000	0%

Facts & Features

Transaction Data

Close DateApr 14, 2026

HOA Fee$265/monthly

Structure & Property

Year Built2003

Garage Spaces2

877-973-3346 (Office) 925-550-5915 (Cell) maria.toleran@redfin.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

3432 Keystone Loop, Discovery Bay, CA 94505

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Call

3432 Keystone Loop Discovery Bay, CA 94505

About this home

Maria Toleran

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Maria Toleran

Sale & Tax History

No Recent Sales History

Location

Listing Agent

Presented by Belmont Brokerage Inc.

3432 Keystone Loop, Discovery Bay, CA 94505

About This Property

Property Photos

Location

Open Houses

3432 Keystone Loop Discovery Bay, CA 94505

About this home

Maria Toleran

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Maria Toleran

Sale & Tax History

No Recent Sales History

Location

Listing Agent

Presented by Belmont Brokerage Inc.