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12340 Cactus Drive — Desert Hot Springs | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

$79,500

242 DOM

— bd— ba— sqft

Call

12340 Cactus Dr Desert Hot Springs, CA 92240

6,534sqft lot

R3 (multi-unit) double corner lot Cactus & Acoma ready for build out. APN's 641-042-001 & 641-042-002. The two lots have been merged, pending recordation and an address has been assigned by the city. Perfect opportunity for investor/builder. Buyer and/or Buyer's Agent to verify all information.

MLS 25578807PS

760-671-6742 (Office) 760-671-6742 (Cell) realtorinthedesert@hotmail.com

Est. payment

$508/mo

Principal & interestTaxesInsurance

$402$83$23

Down %

Rate %

Years

Down payment: $15,900 · Total cost: $160,618

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$508/mo

Principal & interest: $402
Est. property tax: $83
Est. insurance: $23
Down payment: $15,900

Est. gross rent$331/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-177/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Aug 14, 2025	$123,400	—

Facts & Features

Transaction Data

▼Price Reduced from $123,400 (−$43,900)

760-671-6742 (Office) 760-671-6742 (Cell) realtorinthedesert@hotmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12340 Cactus Drive, Desert Hot Springs, CA 92240

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Call

12340 Cactus Dr Desert Hot Springs, CA 92240

About this home

Rhonda Hubler

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Rhonda Hubler

Sale & Tax History

No Recent Sales History

Location

12340 Cactus Drive, Desert Hot Springs, CA 92240

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

12340 Cactus Dr Desert Hot Springs, CA 92240

About this home

Rhonda Hubler

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Rhonda Hubler

Sale & Tax History

No Recent Sales History

Location