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19861 Portal Plaza — Cupertino — 2 Beds • 3 Baths • 1,326 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+6 more

$1,190,000

67 DOM

$897/sqft2 bd3 ba1,326 sqftHOA ~710/mo

Call

19861 Portal Plaza Cupertino, CA 95014

755sqft lot

Welcome to this appealing two-story townhome perfectly situated in the heart of Cupertino! The comfortable living room that flows into the dining area creates an open space for family and friends gatherings. A cozy breakfast nook is an ideal dining corner with possibility to convert into a home office. The two sizeable en suite bedrooms located upstairs are filled with abundant natural light and the updated flooring and refreshed bathrooms complete its modern look. AC mini-splits are added to relaxation. Enjoy the patio for peaceful moments or open-air activities. Nestled in a serene HOA community, the home is conveniently close to top-rated Cupertino schools, grocery stores, restaurants, and a variety of dining and leisure options. Commuting is effortless with numerous companies just minutes away. It is a property that you don't want to miss visiting and worth visiting! Come stop by during open house hours: Sat 2/7 from 2-4pm and Sun 2/8 from 1-3pm.

MLS ML82033695

(650) 300-9048 (Office) 408-476-4570 (Cell) jessychen.realtor@gmail.com

Est. payment

$8,314/mo

Principal & interestTaxesInsuranceHOA

$6,017$1,240$347$710

Down %

Rate %

Years

Down payment: $238,000 · Total cost: $2,404,224

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,314/mo

Principal & interest: $6,017
Est. property tax: $1,240
Est. insurance: $347
HOA (normalized / mo): $710
Down payment: $238,000

Est. gross rent$4,958/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,356/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.