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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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4 Shale — Coto de Caza — 5 Beds • 6 Baths • 5,648 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 19 · 2PM – 4PM

+68 more

$3,550,000

28 DOM

$629/sqft5 bd6 ba5,648 sqftHOA ~353/mo

Call

4 Shale Coto de Caza, CA 92679

14,853sqft lot

MLS OC26058004

626-593-7456 (Office) 3474468401 (Cell) kexiao8369@hotmail.com

Est. payment

$23,037/mo

Principal & interestTaxesInsuranceHOA

$17,951$3,698$1,035$353

Down %

Rate %

Years

Down payment: $710,000 · Total cost: $7,172,263

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$23,037/mo

Principal & interest: $17,951
Est. property tax: $3,698
Est. insurance: $1,035
HOA (normalized / mo): $353
Down payment: $710,000

Est. gross rent$14,792/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-8,245/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 17, 2026	$3,600,000	—

Facts & Features

Transaction Data

▼Price Reduced from $3,600,000 (−$50,000)

HOA Fee$353/monthly

Structure & Property

Year Built2001

Garage Spaces4

626-593-7456 (Office) 3474468401 (Cell) kexiao8369@hotmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4 Shale, Coto de Caza, CA 92679

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Call

4 Shale Coto de Caza, CA 92679

About this home

Ke Xiao

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Ke Xiao

Sale & Tax History

No Recent Sales History

Location

4 Shale, Coto de Caza, CA 92679

Property Photos

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

4 Shale Coto de Caza, CA 92679

About this home

Ke Xiao

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Ke Xiao

Sale & Tax History

No Recent Sales History

Location