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31821 Via Pato — Coto de Caza — 4 Beds • 4 Baths • 3,513 Sq Ft | Belmont Brokerage | Belmont Brokerage

31821 Via Pato, Coto de Caza, CA 92679

List Price: $2.2M

Listing Status: Active

Original List Price: $2.4M

Days on Market: 66

4 Bedrooms · 4 Bathrooms · 3,513 sq ft

Property Type: Residential

Year Built: 1982

Lot Size: 6,000 sq ft

Garage Spaces: 3

Private Pool: Yes

HOA Fee: $255/Monthly

MLS Number: OC26021201

About This Property

NEW PRICE ADJUSTMENT! RARE CUSTOM REBUILD IN THE VILLAGE OF COTO DE CAZA. TRULY ONE OF A KIND, TURNKEY WITH A PANORAMIC VIEW!! Reimagined by an award-winning designer and rebuilt by a 5th generation contractor. Located in the sought-after Village of Coto De Caza, this rare custom residence stands apart from typical remodels or investor flips. Taken to the studs and meticulously rebuilt, it offers craftsmanship, structural integrity, and thoughtful design rarely seen in today’s market. Every detail was considered. This is not a cosmetic update, but a comprehensive reconstruction designed for long-term performance and elevated living. This exceptional three-story home showcases custom moldings, refined finishes, and top-of-the-line upgrades throughout. Features include high-end appliances, concrete siding, Thermopane windows, modern HVAC, upgraded electrical, new plumbing with relined sewer line, tankless water heater, whole-house filtration, softener, and recirculating hot water system. With four bedrooms and three-and-a-half baths, the layout is functional and elegant. The upper level offers a private bedroom with built-in Murphy bed, added ensuite bath and laundry, plus a tranquil primary retreat with mountain views, balcony, electric fireplace, dual-head shower, clawfoot tub, and spacious walk-in closet. The entry level is ideal for entertaining, centered around a chef’s kitchen with walk-in pantry, two Jenn-Air ovens, 6-burner Wolf range, Bosch dishwasher, drawer microwave, bake center, and 31-cu-ft refrigerator. Adjacent spaces include a light-filled living room with stone fireplace and Craftsman mantel, sliding doors, dining room with beverage center, and family room opening to a private courtyard. Outdoor living includes a front Trex deck courtyard and expansive rear deck with mountain views. The lower-level features two bedrooms, a den with stone fireplace, remodeled laundry room, and three-quarter bath. Sliding doors open to the yard, greenbelt, and nearby trails, blending indoor and outdoor living. This redesigned home offers designer quality, modern infrastructure, and a serene setting — an exceptional opportunity in a truly special location. Experience the Coto de Caza Country Club lifestyle.

Property Photos

Active

OPEN APR 19 · 1PM – 3PM

+68 more

$2,198,000

66 DOM

$626/sqft4 bd4 ba3,513 sqftHOA ~255/mo

Call

31821 Via Pato Coto de Caza, CA 92679

6,000sqft lot

MLS OC26021201

949-783-2499 (Office) PattieKelleher@gmail.com

Est. payment

$14,300/mo

Principal & interestTaxesInsuranceHOA

$11,114$2,290$641$255

Down %

Rate %

Years

Down payment: $439,600 · Total cost: $4,440,742

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$14,300/mo

Principal & interest: $11,114
Est. property tax: $2,290
Est. insurance: $641
HOA (normalized / mo): $255
Down payment: $439,600

Est. gross rent$9,158/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-5,142/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.