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1260 Pine Creek Way I — Concord — 2 Beds • 2 Baths • 1,089 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+15 more

$470,000

7 DOM

$432/sqft2 bd2 ba1,089 sqftHOA ~430/mo

Call

1260 Pine Creek Way I Concord, CA 94520

792sqft lot

Tucked away in the calm and quiet Pine Creek community, this home has been well loved with recent updates and is ready for a new family to settle in. With a recent kitchen remodel, recently updated floors and well maintained heating and air you can rest assured there will be little for you to improve for years to come. Centrally and conveniently located, there's so much you'll love about living here. You'll be minutes away from downtown with a vast menu of international foods. Enjoy the convenience of being just a few blocks away from Costco and many other local markets along the Monument corridor. If commuting is important to you, you'll love being a few minutes from Concord Bart and multiple highways. All of that and more in a beautifully maintained community full of kind neighbors and three swimming pools for those warm Concord summers. We'll see you at the open houses or book your private showing today!

MLS 41130210

888-584-9427 (Office) 650-288-2082 (Cell) ernesto@homewithernesto.com

Est. payment

$3,434/mo

Principal & interestTaxesInsuranceHOA

$2,377$490$137$430

Down %

Rate %

Years

Down payment: $94,000 · Total cost: $949,567

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,434/mo

Principal & interest: $2,377
Est. property tax: $490
Est. insurance: $137
HOA (normalized / mo): $430
Down payment: $94,000

Est. gross rent$1,958/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,476/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 8, 2026	$470,000	—

Facts & Features

Transaction Data

HOA Fee$430/monthly

Structure & Property

Year Built1971

888-584-9427 (Office) 650-288-2082 (Cell) ernesto@homewithernesto.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1260 Pine Creek Way I, Concord, CA 94520

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Call

1260 Pine Creek Way I Concord, CA 94520

About this home

Ernesto Hernandez

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Ernesto Hernandez

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

1260 Pine Creek Way I, Concord, CA 94520

About This Property

Property Photos

1260 Pine Creek Way I Concord, CA 94520

About this home

Ernesto Hernandez

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Ernesto Hernandez

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.