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575 Otay Lakes Rd 43 — Chula Vista — 3 Beds • 3 Baths • 1,894 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

$725,000

8 DOM

$383/sqft3 bd3 ba1,894 sqftHOA ~391/mo

Call

575 Otay Lakes Rd 43 Chula Vista, CA 91913

1,630sqft lot

Rarely available Townhome in Bonita View Terraces. Beautiful canyon views. 3 Bedrooms plus a large bonus room which could be used as a fourth bedroom .Community features pool , spa and clubhouse. Near shopping , parks and great schools.

MLS OC26075502

949-235-7864 (Office) 949-293-2291 (Cell) chiuminatta@cox.net

Est. payment

$5,023/mo

Principal & interestTaxesInsuranceHOA

$3,666$755$211$391

Down %

Rate %

Years

Down payment: $145,000 · Total cost: $1,464,758

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,023/mo

Principal & interest: $3,666
Est. property tax: $755
Est. insurance: $211
HOA (normalized / mo): $391
Down payment: $145,000

Est. gross rent$3,021/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,002/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 8, 2026	$725,000	—

Facts & Features

Transaction Data

HOA Fee$391/monthly

Structure & Property

Year Built1975

Garage Spaces1

949-235-7864 (Office) 949-293-2291 (Cell) chiuminatta@cox.net

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

575 Otay Lakes Rd 43, Chula Vista, CA 91913

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Call

575 Otay Lakes Rd 43 Chula Vista, CA 91913

About this home

Jim Chiuminatta

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jim Chiuminatta

Sale & Tax History

No Recent Sales History

Location

575 Otay Lakes Rd 43, Chula Vista, CA 91913

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

575 Otay Lakes Rd 43 Chula Vista, CA 91913

About this home

Jim Chiuminatta

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jim Chiuminatta

Sale & Tax History

No Recent Sales History

Location