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1360 Cerritos Court — Chula Vista — 5 Beds • 3 Baths • 2,289 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

$849,000

0 DOM

$371/sqft5 bd3 ba2,289 sqft

Call

1360 Cerritos Ct Chula Vista, CA 91910

Fantastic opportunity! Cosmetic fixer with incredible potential, located on a cul-de-sac in the highly desirable Rancho Del Rey neighborhood. This spacious detached home features a large living room with a cozy fireplace, and an open-concept kitchen that flows seamlessly into the dining and family rooms—perfect for everyday living and entertaining. The main level offers 3 bedrooms and 2 bathrooms, including a primary suite for convenient single-level living. Upstairs, you’ll find a huge second primary suite (22x13) complete with a walk-in closet, plus a massive loft (approx. 21x16) that can easily be converted into a 5th bedroom while still maintaining flexible loft space. This home is ideal for multi-generational living, remote work setups, or creating your dream upstairs retreat. Bring your creativity and make it your own. There's NO HOA and NO Mello-Roos, all while being within walking distance to top-rated schools, including elementary, middle, high school, and Southwestern College. Parks, shopping, and dining are all just minutes away. Opportunities like this in such a prime location don’t come often!

MLS 260008870SD

877-722-8085 (Office) 619-405-9493 (Cell) barbaralew619@gmail.com

Est. payment

$5,425/mo

Principal & interestTaxesInsurance

$4,293$884$248

Down %

Rate %

Years

Down payment: $169,800 · Total cost: $1,715,282

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,425/mo

Principal & interest: $4,293
Est. property tax: $884
Est. insurance: $248
Down payment: $169,800

Est. gross rent$3,538/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,887/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$849,000	—

Facts & Features

Structure & Property

Year Built1974

Garage Spaces2

877-722-8085 (Office) 619-405-9493 (Cell) barbaralew619@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1360 Cerritos Court, Chula Vista, CA 91910

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Call

1360 Cerritos Ct Chula Vista, CA 91910

About this home

Barbara Lew

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Barbara Lew

Sale & Tax History

No Recent Sales History

Location

1360 Cerritos Court, Chula Vista, CA 91910

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

1360 Cerritos Ct Chula Vista, CA 91910

About this home

Barbara Lew

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Barbara Lew

Sale & Tax History

No Recent Sales History

Location