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1291 Blue Jean Way 3 — Chula Vista — 2 Beds • 3 Baths • 1,438 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 2PM – 4PM

+37 more

$655,000

15 DOM

$455/sqft2 bd3 ba1,438 sqftHOA ~135/mo

Call

1291 Blue Jean Way 3 Chula Vista, CA 91913

Welcome to the gorgeous Otay Ranch community! This beautifully maintained 2-bedroom, 2.5-bath home is located in a desirable gated community and features a spacious two-car garage. Enjoy cooking in the stylish kitchen, complete with stainless steel appliances and a center island. The open layout makes entertaining effortless, highlighted by a cozy fireplace that adds warmth and charm to the living space. The first floor offers a private bedroom with its own ensuite bath—ideal for guests, multigenerational living, or a home office. Step outside from the front door to a charming patio balcony, perfect for relaxing and enjoying the neighborhood ambiance. The complex is VA approved and offers resort-style amenities, including access to pools, clubhouses, BBQ areas, and nearby parks—all just a short walk away. Ideally located minutes from award-winning schools, Otay Ranch Town Center, dining, shopping, and convenient freeway access, this home truly offers the perfect blend of style, comfort, and convenience.

MLS PTP2602353

619-475-7777 (Office) 619-721-6552 (Cell) chen@qcrealtyca.com

Est. payment

$4,320/mo

Principal & interestTaxesInsuranceHOA

$3,312$682$191$135

Down %

Rate %

Years

Down payment: $131,000 · Total cost: $1,323,333

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,320/mo

Principal & interest: $3,312
Est. property tax: $682
Est. insurance: $191
HOA (normalized / mo): $135
Down payment: $131,000

Est. gross rent$2,729/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,591/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Mar 26, 2026	$655,000	—

Facts & Features

Transaction Data

HOA Fee$135/monthly

Structure & Property

Year Built2004

Garage Spaces2

619-475-7777 (Office) 619-721-6552 (Cell) chen@qcrealtyca.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1291 Blue Jean Way 3, Chula Vista, CA 91913

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Call

1291 Blue Jean Way 3 Chula Vista, CA 91913

About this home

Qian Chen

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Qian Chen

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1291 Blue Jean Way 3, Chula Vista, CA 91913

About This Property

Property Photos

1291 Blue Jean Way 3 Chula Vista, CA 91913

About this home

Qian Chen

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Qian Chen

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.