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108 Whitney Street — Chula Vista — 3 Beds • 2 Baths • 1,852 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+17 more

$950,000

0 DOM

$513/sqft3 bd2 ba1,852 sqft

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108 Whitney St Chula Vista, CA 91910

7,405sqft lot

Experience the magic of living on Chula Vista’s iconic Christmas Circle, a beloved neighborhood where community tradition and holiday spirit come alive every year. This charming "family gem" is perfectly designed for both relaxation and entertaining, featuring an open-concept layout that flows seamlessly from the fireplace-warmed family room to your private backyard oasis, complete with a large pool, jacuzzi and bonus room!

MLS PTP2602583

619-797-0948 (Office) 619-240-0995 (Cell) michaelaguirrerealtor@gmail.com

Est. payment

$6,071/mo

Principal & interestTaxesInsurance

$4,804$990$277

Down %

Rate %

Years

Down payment: $190,000 · Total cost: $1,919,338

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,071/mo

Principal & interest: $4,804
Est. property tax: $990
Est. insurance: $277
Down payment: $190,000

Est. gross rent$3,958/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,113/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Apr 14, 2026	$950,000	—

Facts & Features

Transaction Data

Structure & Property

Year Built1950

Garage Spaces2

619-797-0948 (Office) 619-240-0995 (Cell) michaelaguirrerealtor@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

108 Whitney Street, Chula Vista, CA 91910

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108 Whitney St Chula Vista, CA 91910

About this home

Michael Aguirre

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Michael Aguirre

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

108 Whitney Street, Chula Vista, CA 91910

About This Property

Property Photos

108 Whitney St Chula Vista, CA 91910

About this home

Michael Aguirre

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Michael Aguirre

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.