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2739 Waterloo Circle — Chico — 3 Beds • 2 Baths • 1,970 Sq Ft | Belmont Brokerage | Belmont Brokerage

2739 Waterloo Circle, Chico, CA 95973

List Price: $631K

Listing Status: Active

Original List Price: $620K

Days on Market: 164

3 Bedrooms · 2 Bathrooms · 1,970 sq ft

Property Type: Residential

Year Built: 2026

Lot Size: 7,750 sq ft

Garage Spaces: 3

Private Pool: Yes

MLS Number: SN25121123

About This Property

This home is complete! Epick Homes is offering an extremely generous incentive of up to $10,000 as a seller credit plus an additional preferred lender credit of .5% of the loan amount can be available to cover closing costs and/or interest rate buydown on this home. This 1,970 square foot home is currently under construction but ALMOST complete. The home offers a well designed layout with 3 bedrooms and 2 bathrooms, showcasing a huge open concept living space that combines style and functionality. Standard features include stunning quartz countertops, beautifully stained custom cabinets, laminate flooring throughout the main living areas, and elegant 12x24 tile in the bathroom floors and shower walls. The bedrooms are finished with plush, stain-resistant carpet and ceiling fans are installed in both the living room and each bedroom. Enjoy front yard landscaping, a charming covered back patio, and a spacious backyard, perfect for relaxing or entertaining guests.

Property Photos

Location

2739 Waterloo Circle, Chico, CA 95973

Coordinates: 39.74814°N, -121.885803°W

Nearby Amenities near 2739 Waterloo Circle, Chico

Nearby Schools

Blue Oak Charter School — School — 1 mi
Emma Wilson Elementary School — Elementary — 1.3 mi
Fair View High School — High — 1.6 mi
Academy For Change — School — 1.6 mi
Oakdale Secondary School — School — 1.6 mi
Enchanted Play Infant & Preschool Center — School — 1.9 mi — 3★

Nearby Gyms & Fitness

Whole Body Fitness — Gym — 0.4 mi — 4.8★
North Rim CrossFit — CrossFit — 0.4 mi — 4.9★
North State Barbell club — Gym — 0.4 mi — 5★
The Pond — Gym — 0.7 mi — 5★

Nearby Shopping

Town & Country Center — Mall — 1.3 mi — 4.2★
Almond Orchard — Mall — 2.2 mi — 4.2★
North Valley Plaza — Mall — 2.2 mi — 4.2★
Mangrove Square — Mall — 2.3 mi — 4.2★

Nearby Restaurants & Dining

Taqueria Los Amigos — Dining — 1 mi — 4.7★
Subway — Dining — 1.2 mi — 3.5★
Save Mart — Dining — 1.3 mi — 4.2★
Little Caesars Pizza — Fast Casual — 1.4 mi — 4★

Open Houses

2026-04-17 — 2026-04-17T12:00:00.000-07:00 to 2026-04-17T16:00:00.000-07:00

2026-04-16 — 2026-04-16T12:00:00.000-07:00 to 2026-04-16T16:00:00.000-07:00

2026-04-18 — 2026-04-18T12:00:00.000-07:00 to 2026-04-18T16:00:00.000-07:00

2026-04-09 — 2026-04-09T12:00:00.000-07:00 to 2026-04-09T16:00:00.000-07:00

2026-04-10 — 2026-04-10T12:00:00.000-07:00 to 2026-04-10T16:00:00.000-07:00

2026-04-12 — 2026-04-12T12:00:00.000-07:00 to 2026-04-12T16:00:00.000-07:00

2026-04-11 — 2026-04-11T12:00:00.000-07:00 to 2026-04-11T16:00:00.000-07:00

2026-04-03 — 2026-04-03T12:00:00.000-07:00 to 2026-04-03T16:00:00.000-07:00

2026-04-02 — 2026-04-02T12:00:00.000-07:00 to 2026-04-02T16:00:00.000-07:00

2026-04-04 — 2026-04-04T12:00:00.000-07:00 to 2026-04-04T16:00:00.000-07:00

Listing Agent

Agent: Kelsey Caldwell

Brokerage: Rancho Chico Real Estate

License: 01799197

Presented by Belmont Brokerage Inc.

California Real Estate Brokerage — DRE #02431308

Phone: (818) 967-6311

Website: bbandm.com

View full listing: bbandm.com/properties/1114731621

Active

OPEN APR 16 · 12PM – 4PM

$630,756

164 DOM

$320/sqft3 bd2 ba1,970 sqft

Call

2739 Waterloo Cir Chico, CA 95973

7,750sqft lot

MLS SN25121123

530-864-8453 (Office) kelseyranchochico@gmail.com

Est. payment

$4,030/mo

Principal & interestTaxesInsurance

$3,189$657$184

Down %

Rate %

Years

Down payment: $126,151 · Total cost: $1,274,352

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,030/mo

Principal & interest: $3,189
Est. property tax: $657
Est. insurance: $184
Down payment: $126,151

Est. gross rent$2,628/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,402/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.