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110 Independence — Chico | Belmont Brokerage | Belmont Brokerage

Active

+5 more

$995,000

6 DOM

— bd— ba— sqft

Call

110 Independence Chico, CA 95973

23,522sqft lot

Fully remodeled and 100% leased. Great location in the established Philadelphia Square professional complex. Two strong and established businesses - GCI Insurance Brokers and Butte Home Health with new 3 and 5 year leases in place. Recent improvements include all new flooring, interior and exterior paint and updated lighting throughout. Ideally situated with direct Highway 99 access and ample on-site parking. Below market rents provide significant upside potential. Current gross income of $84,240/year with annual increases, providing a strong cap rate for a new investor.

MLS SN26075929

530-419-1600 (Office) cchapman@harriscre.com

Est. payment

$6,357/mo

Principal & interestTaxesInsurance

$5,031$1,036$290

Down %

Rate %

Years

Down payment: $199,000 · Total cost: $2,010,254

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,357/mo

Principal & interest: $5,031
Est. property tax: $1,036
Est. insurance: $290
Down payment: $199,000

Est. gross rent$4,146/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,211/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 9, 2026	$995,000	—

Facts & Features

Structure & Property

Year Built1992

530-419-1600 (Office) cchapman@harriscre.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

110 Independence, Chico, CA 95973

Get Directions

Call

110 Independence Chico, CA 95973

About this home

Calen Chapman

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Calen Chapman

Sale & Tax History

No Recent Sales History

Location

110 Independence, Chico, CA 95973

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

110 Independence Chico, CA 95973

About this home

Calen Chapman

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Calen Chapman

Sale & Tax History

No Recent Sales History

Location