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40848 Laredo — Cherry Valley — 2 Beds • 2 Baths • 2,020 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+52 more

$370,000

60 DOM

$183/sqft2 bd2 ba2,020 sqftHOA ~187/mo

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40848 Laredo Cherry Valley, CA 92223

4,356sqft lot

Welcome to this beautifully updated home in Highland Springs Village on owned land with one of the most desirable locations on the golf course, presenting incredible views stretching from the golf course to the mountains. Step inside to discover the sizable great room consisting of the kitchen, dining nook, coffee bar, and living room with numerous upgraded features. To the rear of the home you'll find the large living room with an abundance of windows offering vaulted ceilings and incredible golf course views. The two bedrooms offer a generous amount of space, with the primary suite offering a home office or retreat, while the two full bathrooms include tasteful upgrades and a great deal of storage. Soak in the incredible views from two great vantage points, the enclosed patio or the covered patio, both giving you the feeling of sitting right on the golf course. Move in with confidence knowing that this home has been updated and cared for with new exterior paint in 2025, a water filtration system installed in 2024, plumbing upgrades in 2024, a new roof in 2023, a new water heater in 2022, as well as dual pane windows complete with plantation shutters. Additional features include a storage shed, gated carport and a beautiful, producing orange tree. Residents of Highland Springs Village can take advantage of amenities such as the swimming pool, tennis court, pickleball courts, and the golf course. This is a rare opportunity so schedule your private showing today!

MLS IV26034188

310-695-6510 (Office) 951-852-9980 (Cell) KyleEugeneWinn@gmail.com

Est. payment

$2,551/mo

Principal & interestTaxesInsuranceHOA

$1,871$385$108$187

Down %

Rate %

Years

Down payment: $74,000 · Total cost: $747,532

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,551/mo

Principal & interest: $1,871
Est. property tax: $385
Est. insurance: $108
HOA (normalized / mo): $187
Down payment: $74,000

Est. gross rent$1,542/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,009/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 14, 2026	$370,000	—

Facts & Features

Transaction Data

HOA Fee$187/monthly

Structure & Property

Year Built1978

310-695-6510 (Office) 951-852-9980 (Cell) KyleEugeneWinn@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

40848 Laredo, Cherry Valley, CA 92223

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40848 Laredo Cherry Valley, CA 92223

About this home

KYLE WINN

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

KYLE WINN

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

40848 Laredo, Cherry Valley, CA 92223

About This Property

Property Photos

40848 Laredo Cherry Valley, CA 92223

About this home

KYLE WINN

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

KYLE WINN

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.