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13720 Monte Bello — Castroville — 2 Beds • 2 Baths • 1,160 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+13 more

$185,000

1 DOM

$159/sqft2 bd2 ba1,160 sqft

Call

13720 Monte Bello Castroville, CA 95012

Move-in Ready. This home is waiting for its new owner to put their own touches on it; it offers a fantastic opportunity for comfortable, affordable living. Both bathrooms have been remodeled, freshly painted, and have an indoor laundry area. Enjoy the skylight in the kitchen. This home is ideally located near Monterey - known for its beautiful coastline, aquarium, and tourism attractions, Marina - A growing coastal community with beaches and shopping centers.

MLS ML82042766

(408) 975-2400 (Office) 408-515-7365 (Cell) mdreyes415@gmail.com

Est. payment

$1,182/mo

Principal & interestTaxesInsurance

$935$193$54

Down %

Rate %

Years

Down payment: $37,000 · Total cost: $373,766

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$1,182/mo

Principal & interest: $935
Est. property tax: $193
Est. insurance: $54
Down payment: $37,000

Est. gross rent$771/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-411/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 13, 2026	$185,000	—

Facts & Features

Structure & Property

Year Built1999

(408) 975-2400 (Office) 408-515-7365 (Cell) mdreyes415@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

13720 Monte Bello, Castroville, CA 95012

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Call

13720 Monte Bello Castroville, CA 95012

About this home

Maria D. Reyes

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Maria D. Reyes

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

13720 Monte Bello, Castroville, CA 95012

About This Property

Property Photos

13720 Monte Bello Castroville, CA 95012

About this home

Maria D. Reyes

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Maria D. Reyes

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.