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3525 Valley Street — Carlsbad — 3 Beds • 2 Baths • 1,609 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+17 more

$1,500,000

1 DOM

$932/sqft3 bd2 ba1,609 sqft

Call

3525 Valley St Carlsbad, CA 92008

8,146sqft lot

In Olde Carlsbad just minutes from the ocean, this upgraded 3-bed, 2-bath home blends charm and modern living with coastal breezes and seamless indoor-outdoor flow. Features include dual-pane vinyl windows, new laminate flooring, and a remodeled kitchen with stone countertops, new cabinets, and stainless steel appliances. The backyard offers artificial turf and a patio deck for low-maintenance outdoor living. An ADU adds flexibility for rental income, multi-gen living, or guests—an exceptional opportunity in a prime coastal location.

MLS 260008974SD

858-461-8846 (Office) 858-461-8880 (Cell) davidk@thekurniadiGroup.com

Est. payment

$9,586/mo

Principal & interestTaxesInsurance

$7,585$1,563$438

Down %

Rate %

Years

Down payment: $300,000 · Total cost: $3,030,534

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$9,586/mo

Principal & interest: $7,585
Est. property tax: $1,563
Est. insurance: $438
Down payment: $300,000

Est. gross rent$6,250/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,336/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$1,500,000	—

Facts & Features

Structure & Property

Year Built1974

Garage Spaces2

858-461-8846 (Office) 858-461-8880 (Cell) davidk@thekurniadiGroup.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

3525 Valley Street, Carlsbad, CA 92008

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Call

3525 Valley St Carlsbad, CA 92008

About this home

David Kurniadi

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

David Kurniadi

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

3525 Valley Street, Carlsbad, CA 92008

About This Property

Property Photos

3525 Valley St Carlsbad, CA 92008

About this home

David Kurniadi

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

David Kurniadi

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.