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4212 Gull Cove Way — Capitola — 2 Beds • 3 Baths • 1,544 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+23 more

$979,000

92 DOM

$634/sqft2 bd3 ba1,544 sqftHOA ~570/mo

Call

4212 Gull Cove Way Capitola, CA 95010

2,439sqft lot

Coastal living meets easy convenience in this spacious 2 bedroom , 2.5 bath townhome perfectly situated in Capitola! Just minutes to surf, sand, local cafes, and Capitola Village, this home blends a relaxed beach vibe with everyday practicality. Step inside to an inviting, light-filled home featuring a cozy fireplace and a formal dining room that offers a refined setting for gatherings. A seamless flow to a private outdoor space- ideal for morning coffee, afternoon lounging, or evenings with friends. Upstairs, both bedrooms offer ensuite baths for ideal privacy. You will also find a bonus versatile flex room with dedicated storage. Additional highlights include a tendem two car garage with generous space. Set within a well-kept community close to shopping, dining, beaches, and commuter routes, this townhome delivers a rare combination of location, lifestyle, and low-maintenance coastal living!!!

MLS ML82028413

(831) 469-8000 (Office) 831-588-1302 (Cell) sugaree.sands@cbnorcal.com

Est. payment

$6,826/mo

Principal & interestTaxesInsuranceHOA

$4,950$1,020$286$570

Down %

Rate %

Years

Down payment: $195,800 · Total cost: $1,977,928

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,826/mo

Principal & interest: $4,950
Est. property tax: $1,020
Est. insurance: $286
HOA (normalized / mo): $570
Down payment: $195,800

Est. gross rent$4,079/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,747/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 7, 2026	$1,049,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,049,000 (−$70,000)

HOA Fee$570/monthly

Structure & Property

Year Built1980

Garage Spaces2

(831) 469-8000 (Office) 831-588-1302 (Cell) sugaree.sands@cbnorcal.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4212 Gull Cove Way, Capitola, CA 95010

Get Directions

Nearby Schools

Opal Cliffs Elementary School

Elementary0.6 mi

Discovery Preschool and Family Center

School0.6 mi★ 4.8

New Brighton Middle School

Middle0.8 mi

Soquel High School

High0.9 mi

Soquel Parent Education Nursery School

School1 mi★ 4

Green Acres Elementary

Elementary1.4 mi

Nearby Gyms

Rocky's Rehab, Fitness, and Conditioning

Gym0.2 mi★ 4.8

Jazzercise Santa Cruz

Gym0.3 mi★ 5

Cirque, Tumble, Cheer

Gym0.3 mi★ 4.3

Yoga Motive

Yoga0.4 mi★ 5

Nearby Shopping

41st Avenue Executive Plaza

Capitola Mall

Santa Cruz Special

Metro center

Nearby Restaurants

Pizza My Heart

Fast Casual0.2 mi★ 4.6

McDonald's

Café0.2 mi★ 3.5

Starbucks Coffee Company

Café0.2 mi★ 4.1

Asian Express

Dining0.2 mi★ 4.4

Call

Open Houses

2026-04-09 — 2026-04-09T12:30:00.000-07:00 to 2026-04-09T15:00:00.000-07:00

2026-04-12 — 2026-04-12T13:00:00.000-07:00 to 2026-04-12T16:00:00.000-07:00

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2026-03-07 — 2026-03-07T13:00:00.000-08:00 to 2026-03-07T16:00:00.000-08:00

2026-03-01 — 2026-03-01T13:00:00.000-08:00 to 2026-03-01T16:00:00.000-08:00

2026-02-28 — 2026-02-28T13:00:00.000-08:00 to 2026-02-28T16:00:00.000-08:00

2026-02-21 — 2026-02-21T13:00:00.000-08:00 to 2026-02-21T16:00:00.000-08:00

2026-02-12 — 2026-02-12T12:30:00.000-08:00 to 2026-02-12T15:00:00.000-08:00

2026-02-15 — 2026-02-15T13:00:00.000-08:00 to 2026-02-15T16:00:00.000-08:00

2026-02-14 — 2026-02-14T12:00:00.000-08:00 to 2026-02-14T15:00:00.000-08:00

2026-02-07 — 2026-02-07T13:00:00.000-08:00 to 2026-02-07T16:00:00.000-08:00

2026-02-08 — 2026-02-08T12:30:00.000-08:00 to 2026-02-08T15:30:00.000-08:00

2026-02-01 — 2026-02-01T13:00:00.000-08:00 to 2026-02-01T16:00:00.000-08:00

2026-01-31 — 2026-01-31T13:00:00.000-08:00 to 2026-01-31T16:00:00.000-08:00

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2026-01-25 — 2026-01-25T10:30:00.000-08:00 to 2026-01-25T12:30:00.000-08:00

2026-01-24 — 2026-01-24T13:00:00.000-08:00 to 2026-01-24T16:00:00.000-08:00

2026-01-25 — 2026-01-25T13:00:00.000-08:00 to 2026-01-25T16:00:00.000-08:00

2026-01-15 — 2026-01-15T12:30:00.000-08:00 to 2026-01-15T15:00:00.000-08:00

2026-01-18 — 2026-01-18T13:00:00.000-08:00 to 2026-01-18T16:00:00.000-08:00

2026-01-17 — 2026-01-17T13:00:00.000-08:00 to 2026-01-17T16:00:00.000-08:00

2025-12-11 — 2025-12-11T12:30:00.000-08:00 to 2025-12-11T15:00:00.000-08:00

2025-12-14 — 2025-12-14T12:00:00.000-08:00 to 2025-12-14T14:00:00.000-08:00

2025-12-13 — 2025-12-13T13:00:00.000-08:00 to 2025-12-13T15:00:00.000-08:00

2026-01-11 — 2026-01-11T13:00:00.000-08:00 to 2026-01-11T16:00:00.000-08:00

2026-01-10 — 2026-01-10T13:00:00.000-08:00 to 2026-01-10T16:00:00.000-08:00

4212 Gull Cove Way Capitola, CA 95010

About this home

Sugaree Sands

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Sugaree Sands

Sale & Tax History

No Recent Sales History

Location

Nearby Schools

Nearby Gyms

Nearby Shopping

Nearby Restaurants

Location

Nearby Amenities near 4212 Gull Cove Way, Capitola

Nearby Schools

Nearby Gyms & Fitness

Nearby Shopping

Nearby Restaurants & Dining

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

4212 Gull Cove Way, Capitola, CA 95010

About This Property

Property Photos

4212 Gull Cove Way Capitola, CA 95010

About this home

Sugaree Sands

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Sugaree Sands

Sale & Tax History

No Recent Sales History

Location

Nearby Schools

Nearby Gyms

Nearby Shopping

Nearby Restaurants

Location

Nearby Amenities near 4212 Gull Cove Way, Capitola

Nearby Schools

Nearby Gyms & Fitness

Nearby Shopping

Nearby Restaurants & Dining

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.