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30405 Golden Gate — Canyon Lake — 4 Beds • 4 Baths • 4,000 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+70 more

$1,975,000

11 DOM

$494/sqft4 bd4 ba4,000 sqftHOA ~340/mo

Call

30405 Golden Gate Canyon Lake, CA 92587

13,939sqft lot

Experience true waterfront living at its finest. Tucked away at the end of a quiet cul-de-sac, this extraordinary property sits on an oversized, pie-shaped lot with approximately 150 feet of private water frontage and your very own sandy beach.The grounds feel like a private lakeside resort—expansive grassy areas, mature trees, stone-lined walking paths, a private trek deck pier with a covered pergola, and a covered cement dock with a lift create the ultimate outdoor retreat. Entertain effortlessly with a covered BBQ palapa with a fridge, fire pit, two large covered patios, and a tranquil rock stream and serenity plunge that add to the serene ambiance.Step through the double-door entry into a stunning great room and kitchen designed to capture breathtaking water and mountain views through expansive windows and sliding glass doors. The seamless indoor-outdoor flow makes everyday living feel like a vacation.The main level features a private primary suite with a beautifully appointed bathroom, great room with fireplace, dining room and large kitchen with an island, oversized laundry with plenty of storage and direct garage access for convenience. This home features an elevator that leads to the downstairs golf cart garage and interior of the home.Downstairs offers a spacious secondary living area/bonus room with a built-in bar, complete with a wine fridge, sink, microwave, fireplace and TV. There are also three additional bedrooms and two bathrooms—perfect for guests or multi-generational living.In addition to the attached two-car garage, there is an electric side gate with access to the golf cart garage, providing added flexibility for a golf cart, storage, or recreational toys.This is more than a home—it’s a rare opportunity to enjoy the relaxed, resort-style lifestyle that Canyon Lake is known for.

MLS SW26044268

951-244-1867 (Office) johnhill@coldwellbankerab.com

Est. payment

$12,960/mo

Principal & interestTaxesInsuranceHOA

$9,987$2,057$576$340

Down %

Rate %

Years

Down payment: $395,000 · Total cost: $3,990,203

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$12,960/mo

Principal & interest: $9,987
Est. property tax: $2,057
Est. insurance: $576
HOA (normalized / mo): $340
Down payment: $395,000

Est. gross rent$8,229/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-4,731/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.