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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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185 Union Avenue 89 — Campbell — 1 Bed • 1 Bath • 704 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+18 more

$450,000

3 DOM

$639/sqft1 bd1 ba704 sqftHOA ~517/mo

Call

185 Union Ave 89 Campbell, CA 95008

Ideally situated in one of the most private and desirable locations within the community in Campbell. This rare first-floor unit offers true single-level living with no stairs, making it both convenient and accessible. Inside, youll find a spacious bedroom featuring a generous walk-in closet, providing ample storage and comfort. The home presents a fantastic contractor special opportunity perfect for buyers looking to customize and add their own personal touches to create their dream space. Enjoy a peaceful lifestyle in this quiet, well-maintained community known for its respectful neighbors and serene atmosphere. HOA dues include water and garbage, adding to the homes overall value and ease of ownership. Residents also have access to inviting amenities, including a community barbecue area, sparkling swimming pool, and relaxing spa. Location is everything, and this home truly delivers - just a short stroll to the vibrant shops, dining, and entertainment of The Pruneyard and Downtown Campbell. Whether you're a first-time buyer, investor, landlord, or someone looking to downsize, this is a rare opportunity to own in a prime Campbell location with endless potential.

MLS ML82042430

(408) 520-1621 (Office) 510-928-6190 (Cell) jeffrey@wealthchosen.com

Est. payment

$3,392/mo

Principal & interestTaxesInsuranceHOA

$2,275$469$131$517

Down %

Rate %

Years

Down payment: $90,000 · Total cost: $909,160

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,392/mo

Principal & interest: $2,275
Est. property tax: $469
Est. insurance: $131
HOA (normalized / mo): $517
Down payment: $90,000

Est. gross rent$1,875/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,517/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.