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542 Cottage Lane — Big Bear — 5 Beds • 4 Baths • 2,440 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+45 more

$999,000

1 DOM

$409/sqft5 bd4 ba2,440 sqft

Call

542 Cottage Ln Big Bear, CA 92315

10,200sqft lot

Located in the heart of The Village! This unique multi-unit residential property with commercial zoned office/studio delivers a wide variety of rental, income and work-at-home business opportunities. Perfect for vacation or full-time living, the main house offers three bedrooms and two baths, with composite deck overlooking spacious 10,200 sq/ft. fenced lot. AND, there are two additional studio units in front: Lower unit has been zoned for commercial use and upstairs en-suite studio is set up for residential. Oversized garage, wired for EV, and additional storage shed provide plenty room for all your toys. And it's right in The Village! Flexibility of use and income potential make this a truly unique offering in an amazing location.

MLS 219146295PS

(909) 866-6161 (Office) (909) 435-5155 (Cell) mikesmyrealtor@msn.com

Est. payment

$6,383/mo

Principal & interestTaxesInsurance

$5,051$1,041$291

Down %

Rate %

Years

Down payment: $199,800 · Total cost: $2,018,336

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,383/mo

Principal & interest: $5,051
Est. property tax: $1,041
Est. insurance: $291
Down payment: $199,800

Est. gross rent$4,163/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,220/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Apr 13, 2026	$999,000	—

Facts & Features

Transaction Data

Structure & Property

Year Built1978

Garage Spaces2

(909) 866-6161 (Office) (909) 435-5155 (Cell) mikesmyrealtor@msn.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

542 Cottage Lane, Big Bear, CA 92315

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542 Cottage Ln Big Bear, CA 92315

About this home

Michael Sannes

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Michael Sannes

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

542 Cottage Lane, Big Bear, CA 92315

About This Property

Property Photos

542 Cottage Ln Big Bear, CA 92315

About this home

Michael Sannes

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Michael Sannes

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.