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78910 Montego Bay Circle — Bermuda Dunes — 2 Beds • 2 Baths • 1,415 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 12PM – 4PM

+39 more

$415,000

69 DOM

$293/sqft2 bd2 ba1,415 sqftHOA ~747/mo

Call

78910 Montego Bay Cir Bermuda Dunes, CA 92203

2,613sqft lot

Located inside the gated Bermuda Dunes Country Club, this Montego Circle residence offers true lock-and-leave living with one of the most comprehensive HOA packages in the Coachella Valley.Monthly dues include 24-hour guarded gate security, exterior building and roof maintenance, community insurance, water, trash service, cable TV, high-speed internet, and meticulous landscaping throughout the community. Residents also enjoy multiple pools, heated spas, a tennis court, and golf course frontage with mountain views.This is a community designed for convenience. No exterior maintenance. No roof worries. No surprise assessments. Just predictable monthly ownership and resort-style amenities handled for you.Ideal for full-time residents, seasonal owners, or buyers downsizing from a single-family home who want lifestyle, security, and simplicity without giving up location or views.

MLS 219142230DA

(760) 564-9575 (Office) (425) 681-9908 (Cell) jim.hardy@bhhscaproperties.com

Est. payment

$3,398/mo

Principal & interestTaxesInsuranceHOA

$2,098$432$121$747

Down %

Rate %

Years

Down payment: $83,000 · Total cost: $838,448

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,398/mo

Principal & interest: $2,098
Est. property tax: $432
Est. insurance: $121
HOA (normalized / mo): $747
Down payment: $83,000

Est. gross rent$1,729/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,669/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 28, 2026	$428,000	—

Facts & Features

Transaction Data

▼Price Reduced from $428,000 (−$13,000)

HOA Fee$747/monthly

Structure & Property

Year Built1984

Garage Spaces2

(760) 564-9575 (Office) (425) 681-9908 (Cell) jim.hardy@bhhscaproperties.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

78910 Montego Bay Circle, Bermuda Dunes, CA 92203

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Call

78910 Montego Bay Cir Bermuda Dunes, CA 92203

About this home

James Hardy

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

James Hardy

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

78910 Montego Bay Circle, Bermuda Dunes, CA 92203

About This Property

Property Photos

78910 Montego Bay Cir Bermuda Dunes, CA 92203

About this home

James Hardy

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

James Hardy

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.