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5469 Topaz Lane — Banning — 4 Beds • 3 Baths • 2,282 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

$474,000

9 DOM

$208/sqft4 bd3 ba2,282 sqftHOA ~195/mo

Call

5469 Topaz Ln Banning, CA 92220

5,026sqft lot

Experience refined living in the highly desirable Linden Plan at Southcreek, where space, style, and flexibility are thoughtfully combined. Designed for modern lifestyles, this home features a sought-after first-floor bedroom and full bath—ideal for guests, multigenerational living, or a private retreat. Upstairs, a spacious bonus room offers endless possibilities, whether used as a media room, home office, playroom, or fitness area. The expansive primary suite serves as a relaxing escape, complete with dual walk-in closets. Bedroom 3 also includes its own walk-in closet, providing ample storage throughout. The open-concept kitchen and dining areas seamlessly connect to the outdoor space, perfect for indoor-outdoor living and entertaining—well-suited to the Southern California lifestyle. Estimated completion July 2026.

MLS IV26070876

951-496-8343 (Office) 951-330-3542 (Cell) nyla.sterling@tripointehomes.com

Est. payment

$3,224/mo

Principal & interestTaxesInsuranceHOA

$2,397$494$138$195

Down %

Rate %

Years

Down payment: $94,800 · Total cost: $957,649

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,224/mo

Principal & interest: $2,397
Est. property tax: $494
Est. insurance: $138
HOA (normalized / mo): $195
Down payment: $94,800

Est. gross rent$1,975/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,249/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 2, 2026	$474,000	—

Facts & Features

Transaction Data

HOA Fee$195/monthly

Structure & Property

Year Built2026

Garage Spaces2

951-496-8343 (Office) 951-330-3542 (Cell) nyla.sterling@tripointehomes.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

5469 Topaz Lane, Banning, CA 92220

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5469 Topaz Ln Banning, CA 92220

About this home

NYLA STERLING

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

NYLA STERLING

Sale & Tax History

No Recent Sales History

Location

5469 Topaz Lane, Banning, CA 92220

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

5469 Topaz Ln Banning, CA 92220

About this home

NYLA STERLING

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

NYLA STERLING

Sale & Tax History

No Recent Sales History

Location