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360 Carrera Circle — Aptos — 3 Beds • 3 Baths • 1,930 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 12PM – 2PM

+37 more

$920,000

0 DOM

$477/sqft3 bd3 ba1,930 sqftHOA ~475/mo

Call

360 Carrera Cir Aptos, CA 95003

Located in the desirable Seascape area of Aptos, this 3-bedroom, 2.5-bathroom townhome offers a flexible three-level floorplan and a relaxed coastal lifestyle. The home features multiple outdoor living spaces, including a balcony, patio, and deck, alongside a peaceful redwood grove setting just next door. Inside, the living room showcases a dramatic high ceiling and one of two fireplaces, creating a comfortable gathering space. The layout provides separation across three levels, offering versatility for a variety of living arrangements. The home has been well-maintained and is clean and comfortable throughout. Conveniently situated near the coastline, this property is just minutes from beaches, shopping, grocery stores, restaurants, and popular golf and tennis resorts in the Seascape area. A practical option in a sought-after coastal location, offering space, functionality, and close proximity to everyday conveniences.

MLS ML82043017

(831) 688-6461 (Office) 831-239-0999 (Cell) shawna@shawnasellssantacruz.com

Est. payment

$6,353/mo

Principal & interestTaxesInsuranceHOA

$4,652$958$268$475

Down %

Rate %

Years

Down payment: $184,000 · Total cost: $1,858,727

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,353/mo

Principal & interest: $4,652
Est. property tax: $958
Est. insurance: $268
HOA (normalized / mo): $475
Down payment: $184,000

Est. gross rent$3,833/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,520/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$920,000	—

Facts & Features

Transaction Data

HOA Fee$475/monthly

Structure & Property

Year Built1993

Garage Spaces2

(831) 688-6461 (Office) 831-239-0999 (Cell) shawna@shawnasellssantacruz.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

360 Carrera Circle, Aptos, CA 95003

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Call

360 Carrera Cir Aptos, CA 95003

About this home

Shawna Spaulding

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Shawna Spaulding

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

360 Carrera Circle, Aptos, CA 95003

About This Property

Property Photos

360 Carrera Cir Aptos, CA 95003

About this home

Shawna Spaulding

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Shawna Spaulding

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.